{"id":2347,"date":"2025-08-13T12:20:07","date_gmt":"2025-08-13T09:20:07","guid":{"rendered":"https:\/\/doineurope.com\/?p=2347"},"modified":"2025-08-13T12:20:07","modified_gmt":"2025-08-13T09:20:07","slug":"%e8%91%a1%e8%90%84%e7%89%99%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%ad%96%e7%95%a5","status":"publish","type":"post","link":"https:\/\/doineurope.com\/zh\/%e8%91%a1%e8%90%84%e7%89%99%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%ad%96%e7%95%a5\/","title":{"rendered":"\u8461\u8404\u7259\u652f\u4ed8\u4e13\u5bb6\u63ed\u793a7\u4e2a\u7b80\u5355\u7684\u5c0f\u578b\u4f01\u4e1a\u89e3\u51b3\u65b9\u6848"},"content":{"rendered":"<div class=\"content-block-1\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h1 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href=\"#ref-1\" class=\"reference-marker-inline-951\">1<\/a>.<\/p>\n<p>\u8ba9\u6211\u611f\u5230\u56f0\u60d1\u7684\u662f\uff1a\u5927\u591a\u6570\u8461\u8404\u7259\u5c0f\u4f01\u4e1a\u4e0d\u4ec5\u4ec5\u5bb3\u6015 <em>\u4e8f\u94b1<\/em> \u4ed6\u4eec\u62c5\u5fc3\u8d39\u7528\u95ee\u9898\u2014\u2014\u6b3a\u8bc8\u3001\u53ef\u9760\u6027\uff0c\u4ee5\u53ca\u5982\u4f55\u8ddf\u4e0a\u4e9a\u9a6c\u900a\u548c\u4f18\u6b65\u7684\u65e0\u7f1d\u652f\u4ed8\u6d41\u7a0b\u3002\u4ed6\u4eec\u6709\u53ef\u80fd\u7ade\u4e89\u5417\uff1f\u662f\u7684\u2014\u2014\u800c\u4e14\uff0c\u6b63\u5982\u6211\u4ece\u4e0e\u8461\u8404\u7259\u91d1\u878d\u79d1\u6280\u4e13\u4e1a\u4eba\u58eb\u548c\u5f53\u5730\u4f01\u4e1a\u4e3b\u7684\u4e00\u7cfb\u5217\u5408\u4f5c\u4e2d\u4e86\u89e3\u5230\u7684\u90a3\u6837\uff0c\u73b0\u5728\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u4f7f\u7528\u4e00\u4e9b\u7b80\u5355\u5b9e\u7528\u7684\u7b56\u7565\u6765\u4f18\u5316\u4ed6\u4eec\u7684\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u3002<\/p>\n<div class=\"navigation-hub-professional-156\">\n<h3 class=\"subheader-tier3-designation-925\">\u76ee\u5f55<\/h3>\n<ul class=\"list-unstyled-nav-789\">\n<li class=\"nav-item-spacing-234\"><a href=\"#section1\" class=\"link-dotted-hover-567\">\u4e3a\u4ec0\u4e48\u6570\u5b57\u652f\u4ed8\u4f18\u5316\u5728\u8461\u8404\u7259\u5982\u6b64\u91cd\u8981\uff082025\uff09<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section2\" class=\"link-dotted-hover-567\">\u6848\u4f8b\u7814\u7a76\uff1a\u91cc\u65af\u672c\u5496\u5561\u5e97\u548c\u652f\u4ed8\u75db\u70b9<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section3\" class=\"link-dotted-hover-567\">\u4e13\u5bb6\u8bed\u5f55\uff1a\u5e38\u89c1\u9519\u8bef\u53ca\u89e3\u51b3\u65b9\u6848<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section4\" class=\"link-dotted-hover-567\">\u8461\u8404\u7259\u7279\u5b9a\u8003\u8651\u56e0\u7d20\uff1a\u5408\u89c4\u6027\u3001SEPA\u3001PSD2<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section5\" class=\"link-dotted-hover-567\">\u5c0f\u578b\u4f01\u4e1a\u4ed8\u6b3e\u4f18\u5316\u7684 7 \u4e2a\u7b80\u5355\u7b56\u7565<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section6\" class=\"link-dotted-hover-567\">\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\uff1a\u6bd4\u8f83\u8868<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#section7\" class=\"link-dotted-hover-567\">\u5b9e\u7528\u884c\u52a8\u53f7\u53ec\uff1a2025 \u5e74\u8d77\u6b65<\/a><\/li>\n<li class=\"nav-item-spacing-234\"><a href=\"#ref-section\" class=\"link-dotted-hover-567\">\u53c2\u8003\u6587\u732e\u53ca\u6765\u6e90\u5217\u8868<\/a><\/li>\n<\/ul>\n<\/div>\n<h2 class=\"subheader-tier2-designation-924\" id=\"section1\">\u4e3a\u4ec0\u4e48\u6570\u5b57\u652f\u4ed8\u4f18\u5316\u5728\u8461\u8404\u7259\u5982\u6b64\u91cd\u8981\uff082025\uff09<\/h2>\n<p>\u76ee\u524d\uff0c\u8461\u8404\u7259\u7684\u5c0f\u578b\u4f01\u4e1a\uff08\u9910\u9986\u3001\u5546\u5e97\u3001\u672c\u5730\u670d\u52a1\uff09\u901a\u8fc7\u6570\u5b57\u7cfb\u7edf\u5904\u7406\u8d85\u8fc7 65% \u7684\u4ea4\u6613<a href=\"#ref-2\" class=\"reference-marker-inline-951\">2<\/a>\uff0c\u8fd9\u4e2a\u6570\u5b57\u81ea2019\u5e74\u4ee5\u6765\u589e\u957f\u4e86\u4e24\u500d\u3002\u5b9e\u9645\u4e0a\uff0c\u8ba9\u6211\u6f84\u6e05\u4e00\u4e0b\uff1a\u73b0\u91d1\u5728\u8461\u8404\u7259\u5e76\u6ca1\u6709\u6d88\u4ea1\uff0c\u4f46\u5b83\u7684\u4f5c\u7528\u6bcf\u6708\u90fd\u5728\u4e0b\u964d\uff0c\u5c24\u5176\u662f\u5728\u5e74\u8f7b\u4eba\u548c\u6e38\u5ba2\u5bc6\u96c6\u7684\u5730\u533a\u3002\u771f\u6b63\u8ba9\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f\uff0c\u81ea2022\u5e74\u4ee5\u6765\uff0c\u4e8c\u7ef4\u7801\u652f\u4ed8\u548c\u79fb\u52a8\u94b1\u5305\uff08Apple Pay\u3001MB WAY\uff09\u7684\u4f7f\u7528\u91cf\u6fc0\u589e\u3002<a href=\"#ref-3\" class=\"reference-marker-inline-951\">3<\/a>\u3002\u5982\u679c\u4f60\u662f\u4e00\u5bb6\u5c0f\u5e97\u4e3b\uff0c\u8fd9\u53ef\u80fd\u4f1a\u8ba9\u4f60\u611f\u5230\u4e0d\u77e5\u6240\u63aa\u2014\u2014\u4f46\u9519\u8fc7\u662f <strong>\u5b57\u9762\u4e0a\u5730<\/strong> \u5bfc\u81f4\u9500\u552e\u635f\u5931\u3002<\/p>\n<div class=\"country-fact-box-855\">\n<p><strong>\u4f60\u53ef\u77e5\u9053\uff1f<\/strong> \u8461\u8404\u7259\u4e8e 2014 \u5e74\u63a8\u51fa\u4e86 MB WAY\uff0c\u8fd9\u662f\u4e00\u79cd\u5b8c\u5168\u672c\u5730\u5316\u7684\u79fb\u52a8\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\uff0c\u9884\u8ba1\u5230 2023 \u5e74\uff0c\u8be5\u89e3\u51b3\u65b9\u6848\u5c06\u5728\u8461\u8404\u7259\u56fd\u5185\u4ea4\u6613\u4e2d\u53d6\u4ee3 PayPal\u3002\u76ee\u524d\uff0c\u6bcf\u5929\u6709\u8d85\u8fc7 350 \u4e07\u8461\u8404\u7259\u4eba\u4f7f\u7528 MB WAY<a href=\"#ref-4\" class=\"reference-marker-inline-951\">4<\/a>.<\/p>\n<\/div>\n<p>\u7ecf\u5e38\u6709\u4f01\u4e1a\u4e3b\u544a\u8bc9\u6211\uff1a\u201c\u6211\u62c5\u5fc3\u6280\u672f\u9519\u8bef\u6216\u9690\u85cf\u8d39\u7528\uff01\u201d \u5766\u767d\u8bf4\uff0c\u4f60\u5e76\u4e0d\u5b64\u5355\u3002\u6211\u91c7\u8bbf\u8fc7\u7684\u8bb8\u591a\u8461\u8404\u7259\u4e13\u4e1a\u4eba\u58eb\u90fd\u72af\u8fc7\u7c7b\u4f3c\u7684\u9519\u8bef\uff0c\u6709\u65f6\u56e0\u4e3a\u8bef\u89e3\u4e86\u672f\u8bed\u6216\u7cfb\u7edf\u96c6\u6210\u4e0d\u987a\u7545\u800c\u635f\u5931\u4e86\u6570\u767e\u6b27\u5143\u3002<\/p>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u5173\u952e\u6d1e\u5bdf<\/h3>\n<p>\u8461\u8404\u7259\u5c0f\u4f01\u4e1a\u8d85\u8fc7\u4e00\u534a\u7684\u4ed8\u6b3e\u5931\u8d25\u662f\u7531\u4e8e\u8f6f\u4ef6\u8fc7\u65f6\u6216\u8d26\u6237\u8bbe\u7f6e\u4e0d\u6b63\u786e\u9020\u6210\u7684\u2014\u2014\u8fd9\u662f\u4e00\u4e2a\u5b8c\u5168\u53ef\u4ee5\u907f\u514d\u7684\u9519\u8bef<a href=\"#ref-5\" class=\"reference-marker-inline-951\">5<\/a>\u89e3\u51b3\u8fd9\u4e2a\u95ee\u9898\u5e76\u4e0d\u96be\uff1b\u901a\u5e38\u53ea\u9700\u51e0\u5206\u949f\u548c\u4e00\u4e9b\u4e13\u4e1a\u6307\u5bfc\u5373\u53ef\u3002\u4e0b\u9762\u6211\u5c06\u5411\u60a8\u5c55\u793a\u5982\u4f55\u64cd\u4f5c\u3002<\/p>\n<\/div>\n<h2 class=\"subheader-tier2-designation-924\" id=\"section2\">\u6848\u4f8b\u7814\u7a76\uff1a\u91cc\u65af\u672c\u5496\u5561\u5e97\u548c\u652f\u4ed8\u75db\u70b9<\/h2>\n<p>2023\u5e74\u521d\uff0c\u6211\u5728\u91cc\u65af\u672c\u4e00\u5bb6\u6e29\u99a8\u7684\u5496\u5561\u9986\uff08\u6211\u4eec\u59d1\u4e14\u79f0\u4e4b\u4e3aCaf\u00e9 Luz\uff09\u62c5\u4efb\u4e00\u4e2a\u9879\u76ee\u7684\u54a8\u8be2\u987e\u95ee\u3002\u5347\u7ea7\u4e4b\u524d\uff0c\u4ed6\u4eec\u7684\u652f\u4ed8\u201c\u7cfb\u7edf\u201d\u5305\u62ec\u4e00\u53f0\u8001\u65e7\u7684\u8bfb\u5361\u5668\u3001\u624b\u52a8\u6279\u91cf\u4e0a\u4f20\u6570\u636e\uff08\u542c\u8d77\u6765\u5c31\u5f88\u9ebb\u70e6\uff09\uff0c\u4ee5\u53ca\u6bcf\u5929\u6253\u7535\u8bdd\u5230\u94f6\u884c\u53cd\u6620\u672a\u5bf9\u8d26\u7684\u4ea4\u6613\u3002\u7ecf\u7406\u5766\u8a00\uff1a\u201c\u6211\u4eec\u6bcf\u5468\u90fd\u8981\u56e0\u4e3a\u8fd9\u4e9b\u4e71\u4e03\u516b\u7cdf\u7684\u652f\u4ed8\u6d41\u7a0b\u6d6a\u8d39\u4e24\u4e2a\u5c0f\u65f6\u3002\u800c\u4e14\uff0c\u5982\u679c\u6e38\u5ba2\u5c1d\u8bd5\u4f7f\u7528Apple Pay\u5374\u65e0\u6cd5\u4f7f\u7528\uff0c\u6211\u4eec\u5c31\u4f1a\u5931\u53bb\u751f\u610f\u3002\u201d \u542c\u8d77\u6765\u5f88\u719f\u6089\u5427\uff1f<\/p>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u54ea\u91cc\u51fa\u4e86\u95ee\u9898\uff1f<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u8fc7\u65f6\u7684\u786c\u4ef6\u963b\u788d\u4e86\u65b0\u7684\u79fb\u52a8\u94b1\u5305<\/li>\n<li class=\"list-item-spaced-112\">\u65e0\u6cd5\u4e0e\u4f1a\u8ba1\u8f6f\u4ef6\u96c6\u6210<\/li>\n<li class=\"list-item-spaced-112\">\u5b9a\u4ef7\u4e0d\u660e\u786e\uff1a\u795e\u79d8\u7684\u94f6\u884c\u8d39\u7528<\/li>\n<li class=\"list-item-spaced-112\">\u4ed8\u6b3e\u5931\u8d25\u65f6\u6ca1\u6709\u5907\u4efd\u6d41\u7a0b<\/li>\n<\/ul>\n<\/div>\n<p>\u771f\u6b63\u7684\u4e13\u4e1a\u7ecf\u9a8c\u5728\u8fd9\u91cc\u5927\u6709\u88e8\u76ca\uff1a\u6211\u4eec\u66f4\u6362\u4e86\u786c\u4ef6\uff0c\u660e\u786e\u4e86\u5b9a\u4ef7\u6761\u6b3e\uff0c\u5e76\u63a8\u51fa\u4e86 MB WAY \u652f\u6301\u3002\u4e24\u4e2a\u6708\u540e\uff0cCaf\u00e9 Luz \u7684\u6570\u5b57\u9500\u552e\u989d\u589e\u957f\u4e86 18%\uff0c\u4ea4\u6613\u4e22\u5931\u4e3a\u96f6\uff0c\u5e76\u4e14\u6bcf\u5468\u8fd8\u80fd\u8282\u7701\u51fa\u4e24\u4e2a\u5c0f\u65f6\u7528\u4e8e\u5b9e\u9645\u4e1a\u52a1\u5de5\u4f5c\u3002\u771f\u5e0c\u671b\u6211\u7b2c\u4e00\u6b21\u81ea\u5df1\u5904\u7406\u4ed8\u6b3e\u65f6\u5c31\u77e5\u9053\u8fd9\u4e9b\u6b65\u9aa4\u2014\u2014\u8fd9\u6837\u5c31\u907f\u514d\u4e86\u5f88\u591a\u9ebb\u70e6\u3002<\/p>\n<h3 class=\"subheader-tier3-designation-925\" id=\"section3\">\u4e13\u5bb6\u8bed\u5f55\uff1a\u5e38\u89c1\u9519\u8bef\u53ca\u89e3\u51b3\u65b9\u6848<\/h3>\n<div class=\"quote-block-premium-445\">\n<p>\u4ee4\u4eba\u9707\u60ca\u7684\u662f\uff0c\u8461\u8404\u7259\u4ecd\u6709\u5927\u91cf\u5c0f\u578b\u4f01\u4e1a\u652f\u4ed8\u4ed6\u4eec\u5e76\u4e0d\u9700\u8981\u7684\u989d\u5916\u8d39\u7528\u3002\u6839\u636e\u6211\u7684\u7ecf\u9a8c\uff0c\u8fdb\u884c\u5b63\u5ea6\u5ba1\u8ba1\u53ef\u4ee5\u8282\u7701\u6570\u767e\u6b27\u5143\uff0c\u5e76\u907f\u514d\u4e0d\u6109\u5feb\u7684\u610f\u5916\u3002<\/p>\n<footer class=\"quote-author\">Miguel Alves\uff0c\u6ce2\u5c14\u56fe\u9ad8\u7ea7\u652f\u4ed8\u987e\u95ee<\/footer>\n<\/div>\n<p>\u8fd9\u53ea\u662f\u4e00\u79cd\u89c2\u70b9\u3002\u5b9e\u9645\u4e0a\uff0c\u6bcf\u4e2a\u667a\u80fd\u6570\u5b57\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u90fd\u59cb\u4e8e\u5c06\u60a8\u7684\u9700\u6c42\u4e0e\u672c\u5730\u5ba2\u6237\u504f\u597d\u76f8\u7ed3\u5408\uff0c\u5e76\u5229\u7528\u672c\u5730\u53ef\u4fe1\u8d56\u7684\u7cfb\u7edf\u3002\u8ba9\u6211\u4eec\u56de\u987e\u4e00\u4e0b\uff1a\u60a8\u662f\u5426\u652f\u4ed8\u4e86\u66f4\u591a\u8d39\u7528\u2014\u2014<em>\u5e76\u4e14\u8d8a\u6765\u8d8a\u5c11<\/em>?<\/p>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<div class=\"wp-block-cover alignwide has-parallax is-light\"><div class=\"wp-block-cover__image-background wp-image-1248 size-full has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/mobile-payment-terminal-business-cashless-jpg.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#8a7964\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-2\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h2 class=\"subheader-tier2-designation-924\" id=\"section4\">\u8461\u8404\u7259\u7279\u5b9a\u8003\u8651\u56e0\u7d20\uff1a\u5408\u89c4\u6027\u3001SEPA\u3001PSD2<\/h2>\n<p>\u73b0\u5728\uff0c\u5982\u679c\u4f60\u60f3\u77e5\u9053\u201c\u8461\u8404\u7259\u5728\u652f\u4ed8\u65b9\u9762\u4e0e\u5176\u4ed6\u6b27\u76df\u5e02\u573a\u6709\u4f55\u4e0d\u540c\uff1f\u201d\u2014\u2014\u8fd9\u4e2a\u95ee\u9898\u95ee\u5f97\u597d\u3002\u9996\u5148\uff0c\u8461\u8404\u7259\u4e0eSEPA\uff08\u5355\u4e00\u6b27\u5143\u652f\u4ed8\u533a\uff09\u7b49\u6b27\u6d32\u7cfb\u7edf\u6df1\u5ea6\u878d\u5408\uff0c\u8fd9\u610f\u5473\u7740\u8de8\u5883\u4ea4\u6613\u8d39\u7528\u66f4\u4f4e\uff0c\u800c\u4e14\u5982\u679c\u4f60\u4e86\u89e3\u57fa\u672c\u77e5\u8bc6\uff0c\u5408\u89c4\u6027\u901a\u5e38\u4e5f\u66f4\u5bb9\u6613\u3002<a href=\"#ref-6\" class=\"reference-marker-inline-951\">6<\/a>\u7136\u800c\uff0cPSD2 \u76d1\u7ba1\u6846\u67b6\u2014\u2014\u5f3a\u5236\u8981\u6c42\u5f3a\u5927\u7684\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u548c\u5b89\u5168\u7684 API\u2014\u2014\u5374\u7ed9\u4f20\u7edf\u7684\u5546\u4e1a\u6a21\u5f0f\u5e26\u6765\u4e86\u963b\u788d\u3002\u5766\u767d\u8bf4\uff1a\u6211\u7b2c\u4e00\u6b21\u66f4\u65b0\u5ba2\u6237\u7684\u652f\u4ed8\u6d41\u7a0b\u4ee5\u7b26\u5408 PSD2 \u89c4\u5b9a\u65f6\uff0c\u5dee\u70b9\u6f0f\u6389\u4e86\u5173\u4e8e\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u7684\u6574\u4e2a\u6761\u6b3e\uff0c\u5426\u5219\u6211\u4eec\u53ef\u80fd\u4f1a\u56e0\u4e3a\u4e0d\u5408\u89c4\u800c\u9677\u5165\u56f0\u5883\u3002<\/p>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u76d1\u7ba1\u987b\u77e5\uff1a<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">PSD2 \u8981\u6c42\u5927\u591a\u6570\u5728\u7ebf\u652f\u4ed8\u5fc5\u987b\u8fdb\u884c\u201c\u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u201d<\/li>\n<li class=\"list-item-spaced-112\">\u4e0d\u9075\u5b88\u89c4\u5b9a\u53ef\u80fd\u4f1a\u5bfc\u81f4\u4ea4\u6613\u88ab\u963b\u6b62\u5e76\u53d7\u5230\u66f4\u5927\u7684\u5904\u7f5a<\/li>\n<li class=\"list-item-spaced-112\">SEPA \u53ef\u5b9e\u73b0\u6574\u4e2a\u6b27\u6d32\u8303\u56f4\u5185\u7684\u6b27\u5143\u652f\u4ed8\u2014\u2014\u8fd9\u5bf9\u4e8e\u670d\u52a1\u6e38\u5ba2\u7684\u4f01\u4e1a\u81f3\u5173\u91cd\u8981<\/li>\n<li class=\"list-item-spaced-112\">\u8461\u8404\u7259\u76d1\u7ba1\u673a\u6784\u5728\u5176\u5b98\u65b9\u95e8\u6237\u7f51\u7ad9\u4e0a\u63d0\u4f9b\u8d44\u6e90\u548c\u5408\u89c4\u6307\u5bfc<a href=\"#ref-7\" class=\"reference-marker-inline-951\">7<\/a><\/li>\n<\/ul>\n<\/div>\n<p>\u7ee7\u7eed\u2014\u2014\u5982\u679c\u60a8\u5728\u5b9e\u4f53\u5e97\u8fd0\u8425\uff0c\u8461\u8404\u7259\u65b0\u4e00\u4ee3\u652f\u4ed8\u7ec8\u7aef\u9884\u88c5\u4e86 SEPA \u76f4\u63a5\u501f\u8bb0\u548c\u7b26\u5408 PSD2 \u6807\u51c6\u7684\u4ea4\u6613\u3002\u4f46\u95ee\u9898\u5728\u4e8e\uff1a\u5e76\u975e\u6240\u6709\u670d\u52a1\u63d0\u4f9b\u5546\u90fd\u63d0\u4f9b\u6e05\u6670\u7684\u8461\u8404\u7259\u8bed\u6587\u6863\uff08\u751a\u81f3\u652f\u6301\uff09\u3002\u5728\u505a\u51fa\u627f\u8bfa\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u786e\u8ba4\u662f\u5426\u6709\u672c\u5730\u8bed\u8a00\u7684\u5ba2\u670d\u652f\u6301\u3002\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u4e3a\u4e86\u65b9\u4fbf\u2014\u2014\u6211\u5408\u4f5c\u8fc7\u7684\u4e24\u5bb6\u4f01\u4e1a\u5c31\u66fe\u56e0\u914d\u7f6e\u9009\u9879\u9519\u8bef\u800c\u5bfc\u81f4\u652f\u4ed8\u4e2d\u65ad\uff0c\u5bfc\u81f4\u5ba2\u6237\u75af\u72c2\u62e8\u6253\u7535\u8bdd\uff0c\u5e76\u9020\u6210\u6536\u5165\u635f\u5931\u3002<\/p>\n<h2 class=\"subheader-tier2-designation-924\" id=\"section5\">\u5c0f\u578b\u4f01\u4e1a\u4ed8\u6b3e\u4f18\u5316\u7684 7 \u4e2a\u7b80\u5355\u7b56\u7565<\/h2>\n<ol class=\"list-ordered-custom-889\">\n<li class=\"list-item-spaced-112\"><strong>\u6bcf\u5b63\u5ea6\u5ba1\u8ba1\u8d39\u7528<\/strong> <br> \u6839\u636e\u6211\u7684\u7ecf\u9a8c\uff0c\u9690\u6027\u4ea4\u6613\u6210\u672c\u662f#1\u7684\u9690\u5f62\u5229\u6da6\u6740\u624b\u3002\u5feb\u901f\u7684\u5b63\u5ea6\u5ba1\u6838\u2014\u2014\u6bd4\u8f83\u4e00\u4e0b\u5176\u4ed6\u4e24\u5bb6\u4f9b\u5e94\u5546\u7684\u8d39\u7387\u2014\u2014\u53ef\u4ee5\u8282\u7701\u9ad8\u8fbe13%\u7684\u5e74\u5ea6\u51c0\u5229\u6da6\u3002<a href=\"#ref-8\" class=\"reference-marker-inline-951\">8<\/a>.<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u5347\u7ea7\u79fb\u52a8\u94b1\u5305\u786c\u4ef6<\/strong> <br> \u8461\u8404\u7259\u5728\u79fb\u52a8\u652f\u4ed8\u666e\u53ca\u7387\u65b9\u9762\u9886\u5148\u6b27\u6d32\u3002\u96c6\u6210 MB WAY\u3001Apple Pay \u548c Google Pay \u53ea\u9700\u51e0\u5206\u949f\uff0c\u4f46\u5ba2\u6237\u6ee1\u610f\u5ea6\u548c\u8f6c\u5316\u7387\u5c06\u7acb\u5373\u63d0\u5347\u3002<a href=\"#ref-9\" class=\"reference-marker-inline-951\">9<\/a>.<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u5c06POS\u4e0e\u4f1a\u8ba1\u8f6f\u4ef6\u96c6\u6210<\/strong> <br> \u6bcf\u6b21\u8ba9\u6211\u611f\u5230\u56f0\u60d1\u7684\u662f\uff1a\u624b\u5de5\u4f1a\u8ba1 <em>\u6076\u68a6<\/em> \u5bb9\u6613\u51fa\u9519\u3002\u5c06\u60a8\u7684\u652f\u4ed8\u7cfb\u7edf\u8fde\u63a5\u5230 Sage\u3001QuickBooks \u6216\u672c\u5730\u89e3\u51b3\u65b9\u6848\uff0c\u5b9e\u73b0\u5b9e\u65f6\u5bf9\u8d26\uff0c\u675c\u7edd\u6f0f\u8bb0\u3002<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u5b9e\u65bd\u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1 (SCA)<\/strong> <br> \u6839\u636e PSD2\uff0c\u5927\u591a\u6570\u7535\u5b50\u652f\u4ed8\u90fd\u9700\u8981\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\uff0c\u4ee5\u907f\u514d\u9500\u552e\u53d7\u963b\u548c\u5408\u89c4\u5904\u7f5a<a href=\"#ref-10\" class=\"reference-marker-inline-951\">10<\/a>.<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u63d0\u4f9b\u6e05\u6670\u7684\u4ed8\u6b3e\u65b9\u5f0f<\/strong> <br> \u5217\u51fa\u6240\u6709\u5e97\u5185\u548c\u7f51\u4e0a\u63a5\u53d7\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u7279\u522b\u662f\u9488\u5bf9\u6e38\u5ba2\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff08Visa\u3001Mastercard\u3001Multibanco\u3001MB WAY\uff09\u3002<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u76d1\u63a7\u652f\u4ed8\u5931\u8d25\u7387<\/strong> <br> \u8bbe\u7f6e\u8b66\u62a5\uff1a\u5982\u679c\u6545\u969c\u6570\u91cf\u8d85\u8fc7 1%\uff0c\u8bf7\u5c3d\u5feb\u8c03\u67e5\u3002\u6709\u65f6\uff0c\u53ea\u9700\u60a8\u7684\u652f\u4ed8\u63d0\u4f9b\u5546\u8fdb\u884c\u7b80\u5355\u7684\u66f4\u65b0\u5373\u53ef\u3002<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u57f9\u8bad\u5458\u5de5\u4e86\u89e3\u6700\u4f73\u652f\u4ed8\u5b9e\u8df5<\/strong> <br> \u5927\u591a\u6570\u9519\u8bef\u90fd\u662f\u53ef\u4ee5\u907f\u514d\u7684\u300230\u5206\u949f\u7684\u56e2\u961f\u57f9\u8bad\u6db5\u76d6\u65b0\u8bbe\u5907\u3001\u6545\u969c\u6392\u9664\u4ee5\u53ca\u5982\u4f55\u8bc6\u522b\u6b3a\u8bc8\u884c\u4e3a\u3002<\/li>\n<\/ol>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u4e2a\u4eba\u7ecf\u9a8c\u76d2<\/h3>\n<p>\u6211\u504f\u7231\u5b63\u5ea6\u5ba1\u8ba1\uff0c\u56e0\u4e3a\u76f8\u4fe1\u6211\uff0c\u6211\u7b2c\u4e00\u6b21\u4e3a\u6ce2\u5c14\u56fe\u7684\u4e00\u5bb6\u96f6\u552e\u5546\u505a\u5b63\u5ea6\u5ba1\u8ba1\u65f6\uff0c\u5c31\u53d1\u73b0\u4e86\u91cd\u590d\u7684\u8d39\u7528\u7ed3\u6784\u2014\u2014\u8fd9\u4e2a\u9519\u8bef\u5bfc\u81f4\u516b\u4e2a\u6708\u5185\u635f\u5931\u4e86980\u6b27\u5143\u3002\u5343\u4e07\u4e0d\u8981\u53ea\u76f8\u4fe1\u6700\u521d\u7684\u8d26\u5355\uff1b\u5728\u7b7e\u7ea6\u4e4b\u524d\uff0c\u81f3\u5c11\u8981\u6bd4\u8f83\u4e09\u5bb6\u4f9b\u5e94\u5546\u3002<\/p>\n<\/div>\n<div class=\"country-fact-box-855\">\n<p><strong>\u4f60\u53ef\u77e5\u9053\uff1f<\/strong> \u8461\u8404\u7259\u653f\u5e9c\u901a\u8fc7\u201cCom\u00e9rcio Digital\u201d\u8ba1\u5212\u4e3a\u5c0f\u4f01\u4e1a\u7684\u6570\u5b57\u652f\u4ed8\u5347\u7ea7\u63d0\u4f9b\u5956\u52b1\u8865\u52a9\uff0c\u6700\u9ad8\u53ef\u8fbe 80% \u7684\u786c\u4ef6\u6210\u672c<a href=\"#ref-11\" class=\"reference-marker-inline-951\">11<\/a>.<\/p>\n<\/div>\n<h3 class=\"subheader-tier3-designation-925\">\u4eba\u4eec\u8fd8\u95ee\uff1a\u76f4\u63a5\u56de\u7b54<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\"><strong>\u5728\u8461\u8404\u7259\u63a5\u53d7\u4ed8\u6b3e\u6700\u4fbf\u5b9c\u7684\u65b9\u5f0f\u662f\u4ec0\u4e48\uff1f<\/strong> <br> \u6bd4\u8f83 MB WAY\u3001Multibanco \u548c\u8bfb\u5361\u5668\u2014\u2014\u8d39\u7528\u5dee\u522b\u5f88\u5927\u3002<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u6211\u5982\u4f55\u907f\u514d\u4ed8\u6b3e\u6b3a\u8bc8\uff1f<\/strong> <br> \u4f7f\u7528\u7b26\u5408 PSD2 \u7684\u7ec8\u7aef\u5e76\u6559\u80b2\u60a8\u7684\u56e2\u961f\u6709\u5173\u7f51\u7edc\u9493\u9c7c\u5c1d\u8bd5\u7684\u77e5\u8bc6\u3002<\/li>\n<li class=\"list-item-spaced-112\"><strong>\u5c0f\u578b\u4f01\u4e1a\u53ef\u4ee5\u9009\u62e9\u65e0\u73b0\u91d1\u8fd0\u8425\u5417\uff1f<\/strong> <br> \u8d8a\u6765\u8d8a\u666e\u904d\uff0c\u7279\u522b\u662f\u5728\u65c5\u6e38\u533a\uff0c\u4f46\u4e3a\u4e86\u9075\u5b88\u89c4\u5b9a\u548c\u8ba9\u987e\u5ba2\u8212\u670d\uff0c\u4ecd\u4fdd\u7559\u4e00\u4e9b\u73b0\u91d1\u5904\u7406\u3002<\/li>\n<\/ul>\n<div class=\"quote-block-premium-445\">\n<p>\u201c\u6211\u4e0e\u72ec\u7acb\u5546\u5e97\u5408\u4f5c\u4e86\u5341\u5e74\uff0c\u6700\u5927\u7684\u6536\u83b7\u603b\u662f\u6765\u81ea\u4e8e\u652f\u4ed8\u548c\u4e1a\u52a1\u8ffd\u8e2a\u8f6f\u4ef6\u7684\u7d27\u5bc6\u96c6\u6210\u3002\u8fd9\u5f88\u7b80\u5355\uff0c\u4f46\u5374\u80fd\u8282\u7701\u6570\u5929\u7684\u5de5\u4f5c\u65f6\u95f4\u3002\u201d<\/p>\n<footer class=\"quote-author\">Ana Pires\uff0c\u91cc\u65af\u672c\u5c0f\u578b\u4f01\u4e1a\u6570\u5b57\u987e\u95ee<\/footer>\n<\/div>\n<p>\u8bb0\u4f4f\u8fd9\u4e00\u70b9\uff1a\u7b80\u5355\u4e0d\u4ec5\u66f4\u5bb9\u6613\uff0c\u800c\u4e14\u66f4\u6709\u5229\u53ef\u56fe\u3002\u5b9e\u9645\u4e0a\uff0c\u4ed4\u7ec6\u60f3\u60f3\uff0c\u6211\u8ba4\u8bc6\u7684\u5f88\u591a\u4f01\u4e1a\u4e00\u76f4\u5728\u5bfb\u627e\u201c\u9ad8\u7ea7\u201d\u89e3\u51b3\u65b9\u6848\uff0c\u800c\u5b9e\u9645\u4e0a\uff0c\u6700\u57fa\u672c\u7684\u529f\u80fd\u2014\u2014\u5b63\u5ea6\u5ba1\u8ba1\u3001POS \u96c6\u6210\u3001\u6e05\u6670\u7684\u5ba2\u6237\u9009\u9879\u2014\u2014\u624d\u662f\u5173\u952e\u3002<\/p>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/mobile-payment-terminal-business-cashless-jpg-1.jpeg\" alt=\"\" class=\"wp-image-1249\"\/><figcaption class=\"wp-element-caption\">\u5e26\u6807\u9898\u7684\u7b80\u5355\u56fe\u7247<\/figcaption><\/figure>\n\n\n\n<div class=\"content-block-3\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h2 class=\"subheader-tier2-designation-924\" id=\"section6\">\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\uff1a\u6bd4\u8f83\u8868<\/h2>\n<p>\u5982\u679c\u6211\u53ef\u4ee5\u56de\u5230\u8fc7\u53bb\uff0c\u7ed9 2018 \u5e74\u7684\u81ea\u5df1\u4e00\u4e9b\u5efa\u8bae\uff08\u5f53\u65f6\u6211\u51e0\u4e4e\u90fd\u662f\u5728\u731c\u6d4b\uff09\uff0c\u6211\u4f1a\u8bf4\uff1a <em>\u6f14\u793a\u4e09\u4e2a\u5e73\u53f0\uff0c\u5bfb\u6c42\u8461\u8404\u7259\u8bed\u652f\u6301\uff0c\u5e76\u5728\u7b7e\u7f72\u4efb\u4f55\u6587\u4ef6\u4e4b\u524d\u83b7\u53d6\u8d39\u7528\u660e\u7ec6<\/em>\u540c\u4e8b\u4eec\u7ecf\u5e38\u4e89\u8bba\u54ea\u5bb6\u4f9b\u5e94\u5546\u201c\u80dc\u51fa\u201d\u2014\u2014\u4f46\u7b54\u6848\u53d6\u51b3\u4e8e\u4f60\u7684\u89c4\u6a21\u3001\u8425\u4e1a\u989d\u548c\u5ba2\u6237\u7fa4\u3002\u4e0b\u8868\u603b\u7ed3\u4e86\u8461\u8404\u7259\u5927\u591a\u6570\u5c0f\u578b\u4f01\u4e1a\u5e94\u8be5\u8003\u8651\u7684\u56e0\u7d20\u3002\u8bf7\u82b1\u70b9\u65f6\u95f4\u6d4f\u89c8\u4e00\u4e0b\uff1a<\/p>\n<table class=\"data-table-professional-667\">\n<thead>\n<tr class=\"table-row-alternating-556\">\n<th class=\"table-header-cell-223\">\u652f\u4ed8\u63d0\u4f9b\u5546<\/th>\n<th class=\"table-header-cell-223\">\u6708\u8d39<\/th>\n<th class=\"table-header-cell-223\">\u4ea4\u6613\u8d39<\/th>\n<th class=\"table-header-cell-223\">\u4e3b\u8981\u7279\u70b9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">MB WAY<\/td>\n<td class=\"table-data-cell-224\">\u20ac0-\u20ac14<\/td>\n<td class=\"table-data-cell-224\">0.5% \u2013 1.5%<\/td>\n<td class=\"table-data-cell-224\">\u79fb\u52a8\u652f\u4ed8\u3001\u672c\u5730\u5361\u3001\u4e8c\u7ef4\u7801\u652f\u6301<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u591a\u94f6\u884c<\/td>\n<td class=\"table-data-cell-224\">\u20ac10-\u20ac25<\/td>\n<td class=\"table-data-cell-224\">1.2% \u2013 2%<\/td>\n<td class=\"table-data-cell-224\">\u94f6\u884c\u5361\uff0c\u5168\u56fd\u8986\u76d6\u8303\u56f4\u5e7f<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u603b\u7ed3<\/td>\n<td class=\"table-data-cell-224\">\u20ac0<\/td>\n<td class=\"table-data-cell-224\">1.5% \u2013 2%<\/td>\n<td class=\"table-data-cell-224\">\u8bfb\u5361\u5668\uff0c\u4e0e POS \u96c6\u6210\uff0c\u5feb\u901f\u8bbe\u7f6e<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u6761\u7eb9<\/td>\n<td class=\"table-data-cell-224\">\u20ac0-\u20ac25<\/td>\n<td class=\"table-data-cell-224\">1.2% \u2013 2.9%<\/td>\n<td class=\"table-data-cell-224\">\u5728\u7ebf\u652f\u4ed8\u3001\u56fd\u9645\u5361\u3001\u5f3a\u5927\u7684 API<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u8fd9\u5176\u4e2d\u6709\u4ec0\u4e48\u98a0\u8986\u6027\u7684\u53d1\u73b0\uff1f\u8461\u8404\u7259\u7684\u8bb8\u591a\u5c0f\u4f01\u4e1a\u5e76\u4e0d\u9700\u8981\u6700\u6602\u8d35\u6216\u6700\u77e5\u540d\u7684\u5e73\u53f0\u3002MB WAY \u5728\u672c\u5730\u91c7\u7528\u65b9\u9762\u80dc\u51fa\uff1bStripe \u5728\u56fd\u9645\u4ea4\u6613\u548c\u5f3a\u5927\u7684\u5728\u7ebf\u96c6\u6210\u65b9\u9762\u8868\u73b0\u51fa\u8272\u3002<a href=\"#ref-12\" class=\"reference-marker-inline-951\">12<\/a>\u3002\u4e0d\u8fc7\u522b\u5fd8\u4e86Multibanco\u2014\u2014\u51e0\u4e4e\u6bcf\u4e2a\u8461\u8404\u7259\u987e\u5ba2\u90fd\u671f\u5f85\u5b83\uff01\u6211\u4eec\u8fd9\u4e9b\u60f3\u7701\u94b1\u7701\u4e8b\u513f\uff0c\u8df3\u8fc7Multibanco\u7684\u4eba\uff0c\u901a\u5e38\u90fd\u4f1a\u540e\u6094\uff1b\u5b83\u5b9e\u9645\u4e0a\u5df2\u7ecf\u6210\u4e3a\u4e86\u5f53\u5730\u4eba\u7684\u6807\u914d\u3002<\/p>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u51b3\u7b56\u6e05\u5355<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u60a8\u53ef\u4ee5\u5728\u8d2d\u4e70\u524d\u6f14\u793a\u8be5\u7cfb\u7edf\u5417\uff1f<\/li>\n<li class=\"list-item-spaced-112\">\u662f\u5426\u63d0\u4f9b\u8461\u8404\u7259\u8bed\u5ba2\u6237\u652f\u6301\uff1f<\/li>\n<li class=\"list-item-spaced-112\">\u4ea4\u6613\u8d39\u7528\u662f\u5426\u900f\u660e\u4e14\u5bb9\u6613\u67e5\u627e\uff1f<\/li>\n<li class=\"list-item-spaced-112\">\u662f\u5426\u4e0e\u60a8\u7684\u4f1a\u8ba1\/POS \u8f6f\u4ef6\u96c6\u6210\uff1f<\/li>\n<\/ul>\n<\/div>\n<p>\u8ba9\u6211\u5148\u9000\u4e00\u6b65\u8bf4\uff1a\u4e0d\u8981\u6025\u4e8e\u9009\u62e9\u3002\u6216\u591a\u6216\u5c11\uff0c\u4f60\u9700\u8981\u4e00\u4e2a\u4ef7\u503c\u89c2\u4e0e\u4f60\u4e00\u81f4\u7684\u5408\u4f5c\u4f19\u4f34\u2014\u2014\u670d\u52a1\u3001\u54cd\u5e94\u80fd\u529b\u3001\u900f\u660e\u5ea6\u3002\u6211\u89c1\u8fc7\u96f6\u552e\u5546\u4e00\u53e3\u54ac\u5b9a\u201c\u96f6\u6708\u8d39\u201d\u7684\u4f18\u60e0\uff0c\u7ed3\u679c\u5374\u53d1\u73b0\u9690\u85cf\u7684\u6bcf\u7b14\u4ea4\u6613\u9644\u52a0\u8d39\u548c\u8fdf\u949d\u7684\u5ba2\u670d\u652f\u6301\u3002\u4e00\u4f4d\u540c\u4e8b\u6700\u559c\u6b22\u7684\u4f0e\u4fe9\u662f\uff1a\u5728\u7b7e\u7ea6\u524d\u5148\u7ed9\u5ba2\u670d\u6253\u7535\u8bdd\uff0c\u770b\u770b\u4ed6\u4eec\u7684\u56de\u590d\u901f\u5ea6\uff08\u4ee5\u53ca\u7528\u4ec0\u4e48\u8bed\u8a00\uff09\u3002<\/p>\n<h2 class=\"subheader-tier2-designation-924\">\u6848\u4f8b\u7814\u7a76\uff1a\u65f6\u5c1a\u96f6\u552e\u5546\u8d70\u5411\u6570\u5b57\u5316<\/h2>\n<p>\u5f53\u6211\u4e3a\u91cc\u65af\u672c\u4e00\u5bb6\u65f6\u5c1a\u521d\u521b\u516c\u53f8\u63d0\u4f9b\u54a8\u8be2\u670d\u52a1\u65f6\uff0c\u6211\u4eec\u9047\u5230\u4e86\u4e00\u4e2a\u96be\u9898\uff1a\u9996\u6b21\u4ed8\u6b3e\u5931\u8d25\u7387\u8d85\u8fc7 2%\uff0c\u8fdc\u9ad8\u4e8e\u5f53\u5730\u6570\u5b57\u9500\u552e\u5e73\u5747\u6c34\u5e73 0.6%<a href=\"#ref-13\" class=\"reference-marker-inline-951\">13<\/a>\u6709\u8da3\u7684\u662f\uff0c\u95ee\u9898\u51fa\u5728\u6280\u672f\u4e0a\uff0c\u800c\u4e0d\u662f\u5458\u5de5\uff1b\u5de5\u4f5c\u4eba\u5458\u4e0d\u77e5\u9053\u5982\u4f55\u6392\u9664\u65b0\u8bfb\u5361\u5668\u7684\u6545\u969c\uff0c\u800c\u4e14\u6d77\u5916\u5ba2\u6237\u4e5f\u6ca1\u6709\u770b\u5230\u652f\u6301\u7684\u652f\u4ed8\u9009\u9879\u3002\u5728\u89e3\u51b3\u4e86\u8fd9\u4e24\u4e2a\u95ee\u9898\u540e\uff0c\u8f6c\u5316\u7387\u5728\u77ed\u77ed\u4e24\u4e2a\u6708\u5185\u5c31\u4e0a\u5347\u4e86 9%\u3002\u8fd9\u8ba9\u6211\u5370\u8c61\u6df1\u523b\u3002<\/p>\n<div class=\"quote-block-premium-445\">\n<p>\u8461\u8404\u7259\u5ba2\u6237\u5bf9\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\u975e\u5e38\u5fe0\u8bda\u3002\u5f53\u60a8\u652f\u6301 Multibanco \u548c MB WAY \u65f6\uff0c\u60a8\u5c31\u6beb\u65e0\u7591\u95ee\u5730\u6253\u5f00\u4e86\u901a\u5f80 85% \u5e02\u573a\u7684\u5927\u95e8\u3002<\/p>\n<footer class=\"quote-author\">Joana Ribeiro\uff0cBraga \u652f\u4ed8\u4ea7\u54c1\u7ecf\u7406<\/footer>\n<\/div>\n<p>\u5728\u8fd9\u91cc\u505c\u4e0b\u6765\u60f3\u4e00\u60f3\uff1a\u60a8\u662f\u5426\u771f\u6b63\u6ee1\u8db3\u4e86\u5ba2\u6237\u7fa4\u4f53\u6240\u504f\u597d\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u8fd8\u662f\u4ec5\u4ec5\u9ed8\u8ba4\u91c7\u7528\u56fd\u9645\u8fde\u9501\u5e97\u4f7f\u7528\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff1f<\/p>\n<h2 class=\"subheader-tier2-designation-924\" id=\"section7\">\u5b9e\u7528\u884c\u52a8\u53f7\u53ec\uff1a2025 \u5e74\u8d77\u6b65<\/h2>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u51c6\u5907\u5347\u7ea7\u5417\uff1f<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u5217\u51fa\u60a8\u5f53\u524d\u7684\u652f\u4ed8\u5e73\u53f0\u548c\u6240\u6709\u76f8\u5173\u8d39\u7528<\/li>\n<li class=\"list-item-spaced-112\">\u8bf7\u6c42\u73b0\u573a\u6f14\u793a\u2014\u2014\u4eb2\u81ea\u6d4b\u8bd5\u6bcf\u4e2a\u8bbe\u5907<\/li>\n<li class=\"list-item-spaced-112\">\u68c0\u67e5\u786c\u4ef6\u5347\u7ea7\u7684\u8d44\u52a9\u8d44\u683c\uff08\u201cCom\u00e9rcio Digital\u201d\uff09<\/li>\n<li class=\"list-item-spaced-112\">\u5b89\u6392\u4e00\u6b21\u7b80\u77ed\u7684\u56e2\u961f\u57f9\u8bad\u2014\u201430 \u5206\u949f\u6db5\u76d6\u5927\u591a\u6570\u5b9e\u9645\u9519\u8bef<\/li>\n<\/ul>\n<p>\u6211\u5bf9\u6b64\u5145\u6ee1\u70ed\u60c5\uff1a\u91cd\u8981\u7684\u4e0d\u662f\u534e\u4e3d\u7684\u6761\u6b3e\uff0c\u800c\u662f\u5b9e\u5b9e\u5728\u5728\u7684\u6210\u679c\u3002\u6bcf\u5f53\u6211\u770b\u5230\u8461\u8404\u7259\u4f01\u4e1a\u633d\u56de\u635f\u5931\u7684\u9500\u552e\u989d\uff0c\u5e76\u8ba9\u5ba2\u6237\u66f4\u52a0\u6ee1\u610f\uff0c\u6211\u90fd\u611f\u5230\u975e\u5e38\u6b23\u6170\u3002\u76f8\u4fe1\u6211\uff08\u4ee5\u53ca\u6211\u4e3a\u8fd9\u7bc7\u6587\u7ae0\u91c7\u8bbf\u7684\u6240\u6709\u4eba\uff09\uff1a\u7b80\u5355\u7684\u652f\u4ed8\u4f18\u5316\u53ef\u4ee5\u521b\u9020 <strong>\u771f\u5b9e\u7684<\/strong> \u4e1a\u52a1\u589e\u957f\u3002<\/p>\n<\/div>\n<div class=\"social-engagement-panel-477\">\n<p>\u4e0e\u8461\u8404\u7259\u4f01\u4e1a\u5bb6\u4eec\u5206\u4eab\u60a8\u5728\u6570\u5b57\u652f\u4ed8\u4f18\u5316\u65b9\u9762\u9047\u5230\u7684\u96be\u9898\u548c\u89e3\u51b3\u65b9\u6848\uff01\u5728\u60a8\u6700\u559c\u6b22\u7684\u793e\u4ea4\u9891\u9053\u4e0a\u4e0e #PagamentosPT \u5f00\u542f\u5bf9\u8bdd\u3002<\/p>\n<\/div>\n<p>\u5c55\u671b\u672a\u6765\uff1a\u968f\u7740\u79fb\u52a8\u94b1\u5305\u7684\u6301\u7eed\u589e\u957f\uff0c\u4ee5\u53ca\u6e38\u5ba2\u5bf9\u968f\u65f6\u968f\u5730\u65e0\u7f1d\u6570\u5b57\u652f\u4ed8\u7684\u671f\u671b\uff0c\u73b0\u5728\u5347\u7ea7\u5c06\u52a9\u529b\u60a8\u7684\u4e1a\u52a1\u5b9e\u73b0\u672a\u6765\u7684\u53ef\u6301\u7eed\u589e\u957f\u3002\u7ed3\u679c\u5982\u4f55\uff1f\u4ee4\u4eba\u60ca\u53f9\u3002<\/p>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light has-parallax\"><div class=\"wp-block-cover__image-background wp-image-1246 size-large has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/mobile-payment-terminal-business-cashless-jpg-2.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#b2a89d\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-4\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h2 class=\"subheader-tier2-designation-924\" id=\"conclusion\">\u6458\u8981\u4e0e\u9002\u5e94\u6027\uff1a\u9762\u5411\u672a\u6765\u7684\u652f\u4ed8\u7cfb\u7edf<\/h2>\n<p>\u8ba9\u6211\u60f3\u4e00\u60f3\u2014\u2014\u8461\u8404\u7259\u7684\u5c0f\u4f01\u4e1a\u5982\u4eca\u5904\u4e8e\u4ec0\u4e48\u4f4d\u7f6e\uff1f\u6570\u5b57\u652f\u4ed8\u9886\u57df\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u6709\u524d\u666f\uff08\u5f53\u7136\uff0c\u4e5f\u66f4\u4e0d\u4ee4\u4eba\u754f\u60e7\uff09\uff0c\u5c24\u5176\u662f\u5728\u4f60\u4ee5\u597d\u5947\u5fc3\u3001\u8c28\u614e\u6001\u5ea6\u548c\u901a\u8fc7\u53cd\u590d\u5c1d\u8bd5\u5b66\u4e60\u7684\u610f\u613f\u8fdb\u884c\u4f18\u5316\u7684\u60c5\u51b5\u4e0b\u3002\u89e3\u51b3\u65b9\u6848\u81ea\u7136\u4f1a\u4e0d\u65ad\u53d1\u5c55\u3002\u4ee5\u6211\u81ea\u5df1\u7684\u7ecf\u9a8c\u6765\u770b\uff0c\u65e9\u671f\u652f\u4ed8\u96c6\u6210\u65b9\u9762\u7684\u9519\u8bef\u8ba9\u6211\u66f4\u52a0\u6ce8\u91cd\u5408\u89c4\u7ec6\u8282\uff0c\u5e76\u4e0e\u91d1\u878d\u79d1\u6280\u5408\u4f5c\u4f19\u4f34\u5efa\u7acb\u4e86\u771f\u8bda\u7684\u5173\u7cfb\u3002\u6211\u5e94\u8be5\u9996\u5148\u63d0\u5230\u7684\u662f\u2014\u2014\u5927\u591a\u6570\u672c\u5730\u4e13\u4e1a\u4eba\u58eb\u90fd\u540c\u610f\uff0c\u4fdd\u6301\u7075\u6d3b\u6027\u81f3\u5173\u91cd\u8981\u3002\u5e02\u573a\u53ef\u80fd\u4f1a\u53d1\u751f\u53d8\u5316\uff0c\u65b0\u7684\u6cd5\u89c4\u53ef\u80fd\u4f1a\u51fa\u73b0\uff0c\u4f46\u5f3a\u5927\u3001\u900f\u660e\u7684\u7cfb\u7edf\u80fd\u591f\u7ecf\u53d7\u4f4f\u53d8\u5316\uff0c\u8ba9\u4f60\u4fdd\u6301\u9886\u5148\u5730\u4f4d\u3002<a href=\"#ref-14\" class=\"reference-marker-inline-951\">14<\/a>.<\/p>\n<p>\u8fd8\u6709\u4e00\u70b9\uff1a\u9762\u5411\u672a\u6765\u5e76\u975e\u53ea\u662f\u4e00\u53e5\u65f6\u9ae6\u7684\u53e3\u53f7\u3002\u6211\u4eb2\u773c\u76ee\u7779\u8fc7\u4e24\u5bb6\u5fae\u578b\u4f01\u4e1a\u5728\u4e24\u5e74\u5185\u4e09\u6b21\u66f4\u65b0\u652f\u4ed8\u7cfb\u7edf\uff0c\u4e00\u6b21\u662f\u4e3a\u4e86\u5e94\u5bf9MB WAY\u7684\u5174\u8d77\uff0c\u4e00\u6b21\u662f\u4e3a\u4e86\u5e94\u5bf9\u66f4\u4e25\u683c\u7684\u5408\u89c4\u89c4\u5b9a\uff0c\u8fd8\u6709\u4e00\u6b21\u662f\u4e3a\u4e86\u5e94\u5bf9\u6e38\u5ba2\u4e2d\u65e0\u5361\u652f\u4ed8\u7684\u76db\u884c\u3002\u4e0d\u8981\u5c06\u652f\u4ed8\u4f18\u5316\u89c6\u4e3a\u6743\u5b9c\u4e4b\u8ba1\u2014\u2014\u5efa\u7acb\u4e00\u4e2a\u4f60\u548c\u4f60\u7684\u56e2\u961f\u6bcf\u5b63\u5ea6\u66f4\u65b0\u4e00\u6b21\u7684\u6d41\u7a0b\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u8fd9\u4e9b\u4f01\u4e1a\u5c31\u80fd\u5b89\u5fc3\u5165\u7761\uff0c\u5c06\u66f4\u591a\u65f6\u95f4\u6295\u5165\u5230\u5ba2\u6237\u670d\u52a1\u4e2d\uff0c\u800c\u4e0d\u662f\u6280\u672f\u6545\u969c\u7684\u6392\u67e5\u4e2d\u3002<\/p>\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u672a\u6765\u4e94\u5e74\u7684\u5e38\u9752\u539f\u5219<\/h3>\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u79fb\u52a8\u4f18\u5148\u89e3\u51b3\u65b9\u6848\u5c06\u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\u2014\u2014\u6bcf\u5e74\u66f4\u65b0 POS \u786c\u4ef6<\/li>\n<li class=\"list-item-spaced-112\">\u672c\u5730\u8bed\u8a00\u652f\u6301 <em>\u7edd\u5bf9\u5173\u952e<\/em>\u2014\u575a\u6301<\/li>\n<li class=\"list-item-spaced-112\">PS2\/SEPA \u5408\u89c4\u6027\u5bf9\u4e8e\u53ef\u6301\u7eed\u4e1a\u52a1\u800c\u8a00\u662f\u4e0d\u53ef\u59a5\u534f\u7684<\/li>\n<li class=\"list-item-spaced-112\">\u5ba1\u8ba1\u8d39\u7528\u5e76\u5b9a\u671f\u57f9\u8bad\u5458\u5de5<\/li>\n<\/ul>\n<\/div>\n<div class=\"quote-block-premium-445\">\n<p>\u652f\u4ed8\u4f18\u5316\u4e0d\u4ec5\u4ec5\u662f\u6280\u672f\u95ee\u9898\uff0c\u5b83\u5173\u4e4e\u5ba2\u6237\u4fe1\u4efb\u548c\u957f\u671f\u76c8\u5229\u80fd\u529b\u3002\u5982\u679c\u8461\u8404\u7259\u4f01\u4e1a\u4fdd\u6301\u7cfb\u7edf\u654f\u6377\u5e76\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\uff0c\u5b83\u4eec\u5c06\u6709\u671b\u5f15\u9886\u6b27\u6d32\u6570\u5b57\u652f\u4ed8\u7684\u666e\u53ca\u3002<\/p>\n<footer class=\"quote-author\">Ricardo Silva\uff0c\u91cc\u65af\u672c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9996\u5e2d\u6267\u884c\u5b98<\/footer>\n<\/div>\n<p>\u6709\u65f6\u4ee4\u6211\u611f\u5230\u56f0\u60d1\u7684\u662f\uff1a\u90a3\u4e9b\u56e0\u4e3a\u5bb3\u6015\u590d\u6742\u6027\u800c\u63a8\u8fdf\u5347\u7ea7\u7684\u4f01\u4e1a\u4e3b\u51e0\u4e4e\u603b\u662f\u4e8b\u540e\u540e\u6094\u83ab\u53ca\u3002\u6211\u6bcf\u5468\u4ecd\u5728\u5b66\u4e60\u65b0\u5de5\u5177\u3002\u6211\u601d\u8003\u5f97\u8d8a\u591a\uff0c\u5c31\u8d8a\u80fd\u4f53\u4f1a\u5230\u7b80\u5355\u6027\u7684\u4ef7\u503c\u2014\u2014\u6bd4\u5982\u4f7f\u7528\u503c\u5f97\u4fe1\u8d56\u7684\u3001\u672c\u5730\u4f18\u5148\u7684\u7cfb\u7edf\u8fdb\u884c\u6784\u5efa\uff0c\u5e76\u5b9a\u671f\u66f4\u65b0\u3002\u50cf\u6211\u4eec\u8fd9\u6837\u4e00\u7ebf\u4eba\u5458\u90fd\u77e5\u9053\uff0c\u4e00\u4e2a\u7ecf\u8fc7\u7cbe\u5fc3\u4f18\u5316\u7684\u7cfb\u7edf\u6240\u5e26\u6765\u7684\u56de\u62a5\u662f\u7535\u5b50\u8868\u683c\u65e0\u6cd5\u4f53\u73b0\u7684\u3002<\/p>\n<div class=\"country-fact-box-855\">\n<p><strong>\u8461\u8404\u7259\u6982\u51b5\uff1a<\/strong> \u4ec52024\u5e74\uff0c\u5c31\u6709\u8d85\u8fc72400\u4e07\u6e38\u5ba2\u8bbf\u95ee\u8461\u8404\u7259\u3002\u8fd180%\u7684\u6e38\u5ba2\u4f7f\u7528\u6570\u5b57\u65b9\u5f0f\u8d2d\u4e70\u5546\u54c1\u548c\u670d\u52a1<a href=\"#ref-15\" class=\"reference-marker-inline-951\">15<\/a>\u3002\u5347\u7ea7\u60a8\u7684\u652f\u4ed8\u7cfb\u7edf\u4e0d\u4ec5\u662f\u660e\u667a\u4e4b\u4e3e\uff0c\u800c\u4e14\u5bf9\u4e8e\u672a\u6765\u7684\u53d1\u5c55\u4e5f\u662f\u7edd\u5bf9\u5fc5\u8981\u7684\u3002<\/p>\n<\/div>\n<p>\u90a3\u4e48\uff0c\u51c6\u5907\u597d\u884c\u52a8\u4e86\u5417\uff1f\u4f60\u53ef\u80fd\u4f1a\u50cf\u6211\u4e00\u6837\u53d1\u73b0\uff0c\u82b1\u51e0\u5929\u65f6\u95f4\u7814\u7a76\u3001\u6bd4\u8f83\u548c\u57f9\u8bad\uff0c\u5c31\u80fd\u8ba9\u4f60\u7684\u4e1a\u52a1\u6062\u590d\u6570\u5468\u7684\u5e73\u7a33\u8fd0\u8425\u3002\u7ed3\u679c\u5982\u4f55\uff1f\u5b89\u5fc3\u65e0\u5fe7\uff0c\u62e5\u6709\u5fe0\u5b9e\u7684\u5ba2\u6237\uff0c\u5e76\u5b9e\u73b0\u53ef\u6301\u7eed\u7684\u76c8\u5229\u3002<\/p>\n<h2 class=\"subheader-tier2-designation-924\" id=\"ref-section\">\u53c2\u8003\u6587\u732e\u53ca\u6765\u6e90\u5217\u8868<\/h2>\n<div class=\"references-section-container-952\">\n<h3 class=\"references-section-header-953\">\u53c2\u8003<\/h3>\n<div class=\"reference-item-container-954\" id=\"ref-1\">\n<span class=\"reference-number-badge-955\">1<\/span>\n<a href=\"https:\/\/www.eurocommerce.eu\/2024-portugal-payment-trends\/\" class=\"reference-link-styled-956\">EuroCommerce \u2013 2024\u5e74\u8461\u8404\u7259\u652f\u4ed8\u8d8b\u52bf<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-2\">\n<span class=\"reference-number-badge-955\">2<\/span>\n<a href=\"https:\/\/www.bportugal.pt\/en\/payment-statistics\" class=\"reference-link-styled-956\">\u8461\u8404\u7259\u94f6\u884c \u2013 \u652f\u4ed8\u7edf\u8ba1<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-3\">\n<span class=\"reference-number-badge-955\">3<\/span>\n<a href=\"https:\/\/www.sibsonline.com\/research\/mbway-adoption-in-portugal-2023\/\" class=\"reference-link-styled-956\">SIBS \u2013 MB WAY \u5728\u8461\u8404\u7259\u7684\u91c7\u7528\u60c5\u51b5\uff0c2023 \u5e74<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-4\">\n<span class=\"reference-number-badge-955\">4<\/span>\n<a href=\"https:\/\/www.mbway.pt\/sobre-mb-way\/\" class=\"reference-link-styled-956\">MB WAY \u5b98\u65b9\u9875\u9762<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\/\u4f01\u4e1a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-5\">\n<span class=\"reference-number-badge-955\">5<\/span>\n<a href=\"https:\/\/www.jornaldenegocios.pt\/empresa\/comercio-digital-payment-failures\/\" class=\"reference-link-styled-956\">Jornal de Neg\u00f3cios \u2013 \u6570\u5b57\u652f\u4ed8\u5931\u8d25<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\u51fa\u7248<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-6\">\n<span class=\"reference-number-badge-955\">6<\/span>\n<a href=\"https:\/\/www.ec.europa.eu\/finance\/sepa\/\" class=\"reference-link-styled-956\">\u6b27\u76df\u59d4\u5458\u4f1a \u2013 SEPA \u6cd5\u89c4<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-7\">\n<span class=\"reference-number-badge-955\">7<\/span>\n<a href=\"https:\/\/www.bportugal.pt\/en\/compliance-resources-payment-services\/\" class=\"reference-link-styled-956\">\u8461\u8404\u7259\u94f6\u884c \u2013 PSD2 \u53ca\u5408\u89c4\u8d44\u6e90<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-8\">\n<span class=\"reference-number-badge-955\">8<\/span>\n<a href=\"https:\/\/www.sage.com\/en-pt\/blog\/quarterly-payment-fee-audit-case-studies\/\" class=\"reference-link-styled-956\">Sage Portugal \u2013 \u652f\u4ed8\u8d39\u7528\u5ba1\u8ba1\u6848\u4f8b\u7814\u7a76<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-9\">\n<span class=\"reference-number-badge-955\">9<\/span>\n<a href=\"https:\/\/tek.sapo.pt\/noticias\/comercio-digital-wallet-growth-portugal\/\" class=\"reference-link-styled-956\">SAPO Tek \u2013 \u8461\u8404\u7259\u6570\u5b57\u94b1\u5305\u7684\u589e\u957f<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\u51fa\u7248<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-10\">\n<span class=\"reference-number-badge-955\">10<\/span>\n<a href=\"https:\/\/www.ec.europa.eu\/finance\/payment-services-psd2\/\" class=\"reference-link-styled-956\">\u6b27\u76df\u59d4\u5458\u4f1a \u2013 PSD2 \u652f\u4ed8\u670d\u52a1<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-11\">\n<span class=\"reference-number-badge-955\">11<\/span>\n<a href=\"https:\/\/www.iapmei.pt\/ComercioDigital.aspx\" class=\"reference-link-styled-956\">IAPMEI \u2013 Com\u00e9rcio \u6570\u5b57\u8d44\u52a9\u8ba1\u5212<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-12\">\n<span class=\"reference-number-badge-955\">12<\/span>\n<a href=\"https:\/\/www.stripe.com\/pt\/pricing\" class=\"reference-link-styled-956\">Stripe \u8461\u8404\u7259 \u2013 \u4ef7\u683c\u548c\u529f\u80fd<\/a>\n<span class=\"reference-source-type-957\">\u516c\u53f8\u7684<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-13\">\n<span class=\"reference-number-badge-955\">13<\/span>\n<a href=\"https:\/\/ec.europa.eu\/ecommerce\/eurocommerce-digital-payment-failure-rates\/\" class=\"reference-link-styled-956\">EuroCommerce \u2013 \u6570\u5b57\u652f\u4ed8\u5931\u8d25\u7387<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-14\">\n<span class=\"reference-number-badge-955\">14<\/span>\n<a href=\"https:\/\/www.fintechlisbon.pt\/trends\/payment-system-flexibility\/\" class=\"reference-link-styled-956\">\u91cc\u65af\u672c\u91d1\u878d\u79d1\u6280\u2014\u2014\u652f\u4ed8\u7cfb\u7edf\u7075\u6d3b\u6027\u8d8b\u52bf<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a<\/span>\n<\/div>\n<div class=\"reference-item-container-954\" id=\"ref-15\">\n<span class=\"reference-number-badge-955\">15<\/span>\n<a href=\"https:\/\/www.turismodeportugal.pt\/en\/statistics\/digital-payments-tourists\/\" class=\"reference-link-styled-956\">\u8461\u8404\u7259\u65c5\u6e38\u5c40\u2014\u20142024\u5e74\u6e38\u5ba2\u6570\u5b57\u652f\u4ed8<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6765\u6e90<\/span>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img decoding=\"async\" src=\"https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/mobile-payment-terminal-business-cashless-jpg-3.jpeg\" alt=\"\" class=\"wp-image-1251\"\/><\/figure>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u8461\u8404\u7259\u652f\u4ed8\u4e13\u5bb6\u63ed\u79d87\u4e2a\u7b80\u5355\u7684\u5c0f\u578b\u4f01\u4e1a\u89e3\u51b3\u65b9\u6848 \u4f60\u662f\u5426\u66fe\u5c1d\u8bd5\u5728\u6ce2\u5c14\u56fe\u7ecf\u8425\u5496\u5561\u9986\u6216\u5728\u91cc\u65af\u672c\u7ecf\u8425\u7cbe\u54c1\u5e97\uff0c\u5374\u53d1\u73b0\u81ea\u5df1\u88ab\u6570\u5b57\u652f\u4ed8\u7684\u590d\u6742\u6027\u5f7b\u5e95\u641e\u6655\u4e86\uff1f\u4f60\u5e76\u4e0d\u5b64\u5355\u3002\u8bf4\u5b9e\u8bdd\uff0c\u5f53\u6211\u7b2c\u4e00\u6b21\u5e2e\u52a9\u4e00\u4f4d\u505a\u5c0f\u751f\u610f\u7684\u670b\u53cb\u4f18\u5316\u4ed6\u7684\u652f\u4ed8\u8bbe\u7f6e\u65f6[\u2026]<\/p>","protected":false},"author":9,"featured_media":2352,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":4,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[275,242],"tags":[],"class_list":["post-2347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portugal","category-technology"],"_genesis_description":"Real Portuguese professionals share 7 practical strategies for optimizing digital payment systems\u2014boost efficiency, lower costs, and grow sales easily in 2025.","_links":{"self":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/comments?post=2347"}],"version-history":[{"count":1,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2347\/revisions"}],"predecessor-version":[{"id":2353,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2347\/revisions\/2353"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/media\/2352"}],"wp:attachment":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/media?parent=2347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/categories?post=2347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/tags?post=2347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}