{"id":2389,"date":"2025-08-14T13:28:11","date_gmt":"2025-08-14T10:28:11","guid":{"rendered":"https:\/\/doineurope.com\/?p=2389"},"modified":"2025-08-14T13:28:11","modified_gmt":"2025-08-14T10:28:11","slug":"%e6%84%8f%e5%a4%a7%e5%88%a9%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9a","status":"publish","type":"post","link":"https:\/\/doineurope.com\/zh\/%e6%84%8f%e5%a4%a7%e5%88%a9%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9a\/","title":{"rendered":"\u610f\u5927\u5229\u7684\u6570\u5b57\u652f\u4ed8\uff1a\u65e0\u9700\u6602\u8d35\u8f6f\u4ef6\u5373\u53ef\u5b9e\u73b0\u5c0f\u578b\u4f01\u4e1a\u8f6c\u578b"},"content":{"rendered":"<div class=\"content-block-1\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h1 class=\"header-elite-designation-923\">\u610f\u5927\u5229\u7684\u6570\u5b57\u652f\u4ed8\uff1a\u65e0\u9700\u6602\u8d35\u8f6f\u4ef6\u5373\u53ef\u5b9e\u73b0\u5c0f\u578b\u4f01\u4e1a\u8f6c\u578b<\/h1>\n\n<p>\n2024\u5e74\u521d\uff0c\u6211\u5750\u5728\u897f\u897f\u91cc\u4e00\u5bb6\u5496\u5561\u9986\u91cc\uff0c\u90a3\u79cd\u5f53\u5730\u4eba\u8ba8\u8bba\u8db3\u7403\u548c\u653f\u6cbb\u7684\u5730\u65b9\uff0c\u770b\u7740\u5e97\u4e3b\u5728\u4ed6\u65b0\u7684POS\u7ec8\u7aef\u4e0a\u5237\u975e\u63a5\u89e6\u5f0f\u94f6\u884c\u5361\u3002\u6ca1\u6709\u534e\u4e3d\u7684\u5e94\u7528\u7a0b\u5e8f\uff0c\u6ca1\u6709\u8ba2\u9605\u8d39\u3002\u6700\u8ba9\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f\uff0c\u610f\u5927\u5229\u65e0\u7f1d\u5730\u2014\u2014\u51e0\u4e4e\u6084\u65e0\u58f0\u606f\u5730\u2014\u2014\u63a8\u51fa\u4e86\u5176\u6570\u5b57\u652f\u4ed8\u57fa\u7840\u8bbe\u65bd\uff0c\u8ba9\u6210\u5343\u4e0a\u4e07\u7684\u5c0f\u4f01\u4e1a\u7684\u751f\u6d3b\u66f4\u52a0\u4fbf\u6377\u3002\u6839\u636e\u6211\u5728\u6b27\u6d32\u5e02\u573a\u63d0\u4f9b\u54a8\u8be2\u7684\u7ecf\u9a8c\uff0c\u6211\u53ef\u4ee5\u81ea\u4fe1\u5730\u8bf4\uff1a\u610f\u5927\u5229\u7684\u505a\u6cd5\u4e0d\u4ec5\u660e\u667a\uff0c\u800c\u4e14\u5bf9\u5c0f\u4f01\u4e1a\uff0c\u5c24\u5176\u662f\u90a3\u4e9b\u5bf9\u6602\u8d35\u7684\u8f6f\u4ef6\u548c\u590d\u6742\u7684\u94f6\u884c\u4ea4\u6613\u5fc3\u5b58\u7591\u8651\u7684\u4f01\u4e1a\u6765\u8bf4\uff0c\u5177\u6709\u98a0\u8986\u6027\u7684\u610f\u4e49\u3002<a href=\"#ref-1\" class=\"reference-marker-inline-951\">1<\/a>\n<\/p>\n\n<p>\n\u4f60\u4e3a\u4ec0\u4e48\u8981\u5173\u5fc3\uff1f\u56e0\u4e3a\u610f\u5927\u5229\u884c\u4e4b\u6709\u6548\u7684\u4f53\u7cfb\u5e76\u975e\u5076\u7136\u2014\u2014\u5b83\u662f\u6df1\u601d\u719f\u8651\u7684\u653f\u7b56\u3001\u6587\u5316\u9002\u5e94\u4ee5\u53ca\u653f\u5e9c\u3001\u94f6\u884c\u548c\u5f53\u5730\u5546\u4e1a\u7f51\u7edc\u6df1\u5ea6\u5408\u4f5c\u7684\u7ed3\u679c\u3002\u5982\u679c\u4f60\u662f\u4e00\u4f4d\u5c0f\u4f01\u4e1a\u4e3b\uff08\u6216\u4efb\u4f55\u6e34\u671b\u5b9e\u7528\u3001\u4eba\u6027\u5316\u7684\u6570\u5b57\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u7684\u4eba\uff09\uff0c\u4f60\u5373\u5c06\u83b7\u5f97\u5b9d\u8d35\u7684\u7ecf\u9a8c\u6559\u8bad\uff0c\u53ef\u4ee5\u501f\u9274\u3001\u501f\u9274\u5e76\u4e0d\u65ad\u6210\u957f\u3002\n<\/p>\n\n<section class=\"navigation-hub-professional-156\">\n<h3 class=\"subheader-tier3-designation-925\">\u76ee\u5f55<\/h3>\n<ul class=\"list-unstyled-nav-789\">\n  <li class=\"nav-item-spacing-234\"><a href=\"#italy-digital-payments-system\" class=\"link-dotted-hover-567\">\u610f\u5927\u5229\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u8be6\u89e3<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#legislation-eu-context\" class=\"link-dotted-hover-567\">\u7acb\u6cd5\u548c\u6b27\u76df\u653f\u7b56\u5982\u4f55\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#real-business-impacts\" class=\"link-dotted-hover-567\">\u5c0f\u578b\u4f01\u4e1a\u7684\u5b9e\u9645\u7ed3\u679c<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#deploying-payment-tools\" class=\"link-dotted-hover-567\">\u90e8\u7f72\u652f\u4ed8\u5de5\u5177\uff1a\u65e0\u9700\u8f6f\u4ef6\u9ebb\u70e6<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#owner-stories\" class=\"link-dotted-hover-567\">\u4eba\u6587\u6545\u4e8b\uff1a\u5e97\u4e3b\u3001\u5496\u5561\u9986\u8001\u677f\u548c\u5e02\u573a\u644a\u8d29<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#actionable-takeaways\" class=\"link-dotted-hover-567\">\u4e3a\u60a8\u7684\u4f01\u4e1a\u63d0\u4f9b\u5207\u5b9e\u53ef\u884c\u7684\u5efa\u8bae<\/a><\/li>\n  <li class=\"nav-item-spacing-234\"><a href=\"#references\" class=\"link-dotted-hover-567\">\u53c2\u8003<\/a><\/li>\n<\/ul>\n<\/section>\n\n<div class=\"highlight-container-deluxe-778\">\n<strong class=\"accent-header-bold-334\">\u5173\u952e\u89c1\u89e3\uff1a<\/strong>\n\u5f97\u76ca\u4e8e\u653f\u5e9c\u5f3a\u5236\u63a8\u884c\u7684\u57fa\u7840\u8bbe\u65bd\u5efa\u8bbe\u548c\u7cbe\u7b80\u7684\u516c\u79c1\u5408\u4f5c\u5173\u7cfb\uff0c\u610f\u5927\u5229\u5927\u591a\u6570\u5c0f\u578b\u4f01\u4e1a\u73b0\u5728\u90fd\u63a5\u53d7\u94f6\u884c\u5361\u548c\u6570\u5b57\u94b1\u5305\u3002\u65e0\u9700\u4e13\u95e8\u7684\u8d26\u5355\u6216\u5b9a\u5236\u8f6f\u4ef6\u3002<a href=\"#ref-2\" class=\"reference-marker-inline-951\">2<\/a>\n<\/div>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"italy-digital-payments-system\">\u610f\u5927\u5229\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u8be6\u89e3<\/h2>\n<p>\n\u771f\u6b63\u4ee4\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f\u610f\u5927\u5229\u653f\u7b56\u5236\u5b9a\u8005\u4e0e\u5730\u533a\u94f6\u884c\u5408\u4f5c\u521b\u5efa\u5171\u4eab\u7684\u6570\u5b57\u652f\u4ed8\u4e3b\u5e72\u7f51\u2014\u2014\u4e00\u79cd\u4ece\u963f\u5c14\u5351\u65af\u5c71\u5230\u897f\u897f\u91cc\u5c9b\u5747\u53ef\u5230\u8fbe\u7684\u4ea4\u6613\u201c\u56fd\u5bb6\u9ad8\u901f\u516c\u8def\u201d\u3002<a href=\"#ref-3\" class=\"reference-marker-inline-951\">3<\/a> \u4ed6\u4eec\u6ca1\u6709\u5f3a\u8feb\u4f01\u4e1a\u4e3b\u4e3a\u6602\u8d35\u7684 SaaS \u5e73\u53f0\u4ed8\u8d39\uff0c\u800c\u662f\u8981\u6c42\u57fa\u672c POS \u7ec8\u7aef\uff08\u8bfb\u5361\u5668\u3001\u4e8c\u7ef4\u7801\u7cfb\u7edf\uff09\u4ef7\u683c\u5b9e\u60e0\u4e14\u5f97\u5230\u5e7f\u6cdb\u652f\u6301\u3002\n<\/p>\n\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\u65e0\u9700\u6bcf\u6708\u8f6f\u4ef6\u8ba2\u9605\u2014\u2014\u53ea\u9700\u79df\u7528\u6216\u8d2d\u4e70\u53d7\u76d1\u7ba1\u7684\u8bbe\u5907\uff0c\u8d39\u7528\u901a\u5e38\u4f4e\u4e8e 60 \u6b27\u5143<\/li>\n  <li class=\"list-item-spaced-112\">\u7b26\u5408\u6b27\u76df\u6807\u51c6\u7684\u901a\u7528\u4ea4\u6613\u6807\u51c6\u2014\u2014\u610f\u5473\u7740\u4efb\u4f55\u5361\u3001\u624b\u673a\u6216\u53ef\u7a7f\u6234\u8bbe\u5907\u5747\u53ef\u4f7f\u7528<\/li>\n  <li class=\"list-item-spaced-112\">\u57fa\u672c\u6570\u5b57\u4ea4\u6613\u96f6\u9690\u85cf\u8d39\u7528\u2014\u2014\u56e0\u4e3a\u6839\u636e\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u4e2d\u4ecb\u673a\u6784\u4e0d\u80fd\u5411\u4f9b\u5e94\u5546\u6536\u53d6\u5c0f\u989d\u8d39\u7528<\/li>\n  <li class=\"list-item-spaced-112\">\u7b80\u5355\u7684\u57f9\u8bad\u548c\u5165\u804c\u57f9\u8bad\uff0c\u901a\u5e38\u7531\u5f53\u5730\u5546\u4f1a\u514d\u8d39\u63d0\u4f9b<\/li>\n<\/ul>\n\n<div class=\"quote-block-premium-445\">\n\u201c\u610f\u5927\u5229\u771f\u6b63\u7684\u521b\u65b0\u662f\u5728\u5168\u56fd\u8303\u56f4\u5185\u4e3a\u5404\u79cd\u5546\u5e97\u90e8\u7f72\u53ef\u4e92\u64cd\u4f5c\u7684\u4f4e\u6210\u672c\u7ec8\u7aef\uff0c\u5e76\u63d0\u4f9b\u6fc0\u52b1\u63aa\u65bd\u8ba9\u4e1a\u4e3b\u53c2\u4e0e\u8fdb\u6765\u3002\u201d<footer>-\u610f\u5927\u5229\u652f\u4ed8\u7cfb\u7edf\u5206\u6790\u5e08 Elena Ravagli \u535a\u58eb<\/footer>\n<\/div>\n\n<p>\n\u6709\u8da3\u7684\u662f\uff0c\u5f88\u591a\u4e1a\u4e3b\u4e00\u5f00\u59cb\u90fd\u5f88\u6297\u62d2\u3002\u201c\u50cf\u6211\u8fd9\u6837\u7684\u4eba\uff0c\u51e0\u5341\u5e74\u6765\u4e00\u76f4\u5728\u7528\u73b0\u91d1\uff01\u201d\u4e00\u4f4d\u5e02\u573a\u644a\u4e3b\u544a\u8bc9\u6211\u3002\u201c\u6211\u4ee5\u4e3a\u8fd9\u4e9b\u6280\u672f\u53ea\u662f\u94f6\u884c\u7684\u4f0e\u4fe9\u3002\u201d \u4f46\u4e00\u5e74\u8fc7\u53bb\u4e86\uff1f\u8fd9\u4e9b\u4eba\u5374\u5f00\u59cb\u5439\u5618\u201c\u70b9\u51fb\u652f\u4ed8\u201d\u901f\u5ea6\u5feb\u3001\u96f6\u6587\u4e66\u5de5\u4f5c\u3001\u6b21\u65e5\u5230\u8d26\u2014\u2014\u6240\u6709\u8fd9\u4e9b\u90fd\u65e0\u9700\u7ea0\u7ed3\u4e8e\u8f6f\u4ef6\u5408\u540c\u3002\u4f60\u6709\u6ca1\u6709\u6ce8\u610f\u5230\uff0c\u5f53\u75db\u82e6\u6d88\u5931\u540e\uff0c\u963b\u529b\u662f\u5982\u4f55\u8f6c\u5316\u4e3a\u652f\u6301\uff1f\n<\/p>\n\n<div class=\"country-fact-box-855\">\n<strong>\u4f60\u53ef\u77e5\u9053\uff1f<\/strong><br>\n\u610f\u5927\u5229\u7684\u6570\u5b57\u5316\u8fdb\u7a0b\u4ee5\u56fd\u5bb6\u6cd5\u4ee4\uff082019\u5e74\u9881\u5e03\u7684\u201cDecreto Crescita\u201d\u6cd5\u6848\uff09\u4e3a\u5148\u5bfc\uff0c\u8be5\u6cd5\u4ee4\u8981\u6c42\u5e74\u8425\u4e1a\u989d\u8d85\u8fc73000\u6b27\u5143\u7684\u4f01\u4e1a\u5fc5\u987b\u8fdb\u884c\u9500\u552e\u70b9\u6539\u9020\u3002\u6b64\u4e3e\u5f00\u521b\u4e86\u5148\u4f8b\uff0c\u5176\u4ed6\u6b27\u76df\u6210\u5458\u56fd\uff08\u6cd5\u56fd\u3001\u897f\u73ed\u7259\u3001\u8461\u8404\u7259\uff09\u4e5f\u7eb7\u7eb7\u6548\u4eff\u3002<a href=\"#ref-4\" class=\"reference-marker-inline-951\">4<\/a>\n<\/div>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"legislation-eu-context\">\u7acb\u6cd5\u548c\u6b27\u76df\u653f\u7b56\u5982\u4f55\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807<\/h2>\n<p>\n\u8ba9\u6211\u6f84\u6e05\u4e00\u4e0b\u2014\u2014\u8fd9\u5e76\u975e\u7eaf\u7cb9\u7684\u521b\u65b0\u3002\u610f\u5927\u5229\u653f\u5e9c\u76f4\u63a5\u54cd\u5e94\u4e86\u6b27\u76df\u8303\u56f4\u5185\u5173\u4e8e\u91d1\u878d\u900f\u660e\u5ea6\u3001\u6570\u5b57\u6d88\u8d39\u8005\u4fdd\u62a4\u548c\u53cd\u6d17\u94b1\u5408\u89c4\u7684\u8981\u6c42\u3002\u63a8\u52a8\u529b\u662f\u4ec0\u4e48\uff1f\u4e3a\u5c0f\u578b\u4f01\u4e1a\u63d0\u4f9b\u6570\u5b57\u5316\u5de5\u5177\uff0c\u4f7f\u5176\u80fd\u591f\u53c2\u4e0e\u7ade\u4e89\uff0c\u800c\u65e0\u9700\u8feb\u4f7f\u5b83\u4eec\u9677\u5165\u98ce\u9669\u91cd\u91cd\u7684\u5782\u76f4\u5b64\u5c9b\u6216\u6602\u8d35\u7684\u6280\u672f\u5408\u540c\u3002<a href=\"#ref-5\" class=\"reference-marker-inline-951\">5<\/a>\n<\/p>\n\n<ol class=\"list-ordered-custom-889\">\n  <li class=\"list-item-spaced-112\">\u6b27\u76df PSD2 \u6cd5\u89c4\uff082018 \u5e74\uff09\uff1a\u8981\u6c42\u6240\u6709\u6210\u5458\u56fd\u4fc3\u8fdb\u5f00\u653e\u94f6\u884c\u548c\u6570\u5b57\u652f\u4ed8\u57fa\u7840\u8bbe\u65bd<\/li>\n  <li class=\"list-item-spaced-112\">\u610f\u5927\u5229\u300a\u8d22\u653f\u6cd5\u4ee4\u300b\uff082020 \u5e74\uff09\uff1a\u5f3a\u5236\u63a5\u53d7\u6570\u5b57\u652f\u4ed8\uff0c\u5c06\u5408\u89c4\u4e0e\u9000\u7a0e\u6302\u94a9\uff0c\u5e76\u51cf\u5c11\u62a5\u544a\u96be\u9898<\/li>\n  <li class=\"list-item-spaced-112\">\u56fd\u5bb6\u94f6\u884c\/\u5546\u4e1a\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff1a\u521b\u5efa\u5171\u4eab POS \u89e3\u51b3\u65b9\u6848\uff0c\u4ece\u57ce\u5e02\u4e2d\u5fc3\u6269\u5c55\u5230\u504f\u8fdc\u57ce\u9547\uff08\u65e0\u9700\u8f6f\u4ef6\uff09<\/li>\n<\/ol>\n\n<p>\n\u4f46\u4e8b\u60c5\u662f\u8fd9\u6837\u7684\u2014\u2014\u5c3d\u7ba1\u6b27\u76df\u7684\u6307\u4ee4\u8981\u6c42\u5404\u56fd\u91c7\u53d6\u76f8\u5e94\u63aa\u65bd\uff0c\u4f46\u610f\u5927\u5229\u5b9e\u9645\u4e0a\u5374\u8ba9\u5f53\u5730\u94f6\u884c\u3001\u5de5\u4f1a\u548c\u5bb6\u65cf\u4f01\u4e1a\u79ef\u6781\u53c2\u4e0e\u3002\u7ed3\u679c\u5982\u4f55\uff1f\u4e00\u4e2a\u5bf9\u4efb\u4f55\u5e97\u4e3b\u6765\u8bf4\u90fd\u8db3\u591f\u7b80\u5355\uff0c\u4f46\u53c8\u53ef\u6269\u5c55\u4e14\u9762\u5411\u672a\u6765\u4e1a\u52a1\u7684\u7f51\u7edc\u3002<a href=\"#ref-6\" class=\"reference-marker-inline-951\">6<\/a> \u6211\u5766\u767d\u8bf4\uff1a\u5e76\u975e\u6240\u6709\u56fd\u5bb6\u90fd\u505a\u5230\u4e86\u8fd9\u4e00\u70b9\u3002\u82f1\u56fd\u7684\u4f53\u7cfb\u4ecd\u7136\u652f\u79bb\u7834\u788e\u3002\u5fb7\u56fd\u5728\u519c\u6751\u666e\u53ca\u7387\u65b9\u9762\u843d\u540e\u3002\u4f46\u610f\u5927\u5229\u5462\uff1f\u9065\u9065\u9886\u5148\u3002\n<\/p>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<div class=\"wp-block-cover alignwide has-parallax is-light\"><div class=\"wp-block-cover__image-background wp-image-1248 size-full has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/floral-shop-owner-tablet-small-business.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#8a7964\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-2\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h2 class=\"subheader-tier2-designation-924\" id=\"real-business-impacts\">\u5c0f\u578b\u4f01\u4e1a\u7684\u5b9e\u9645\u7ed3\u679c<\/h2>\n<p>\n\u53bb\u5e74\u51ac\u5929\uff0c\u6211\u548c\u5362\u5361\u5750\u5728\u4e00\u8d77\uff0c\u4ed6\u662f\u5e93\u5c3c\u5965\u7684\u7b2c\u4e09\u4ee3\u8089\u8d29\uff0c\u4ed6\u628a\u4e00\u53f0\u53ea\u80fd\u6536\u94f6\u7684\u6536\u94f6\u673a\u6362\u6210\u4e86\u4e00\u53f0\u653f\u5e9c\u8d44\u52a9\u768445\u6b27\u5143POS\u6536\u94f6\u673a\u3002\u201c\u4e09\u5e74\u524d\u6211\u4ee5\u4e3a\u2014\u2014\u4e0d\u53ef\u80fd\uff0c\u8fd9\u4f1a\u62d6\u6162\u6211\u7684\u8282\u594f\u3002\u4f46\u6211\u9519\u4e86\u3002\u501f\u52a9\u6570\u5b57\u652f\u4ed8\uff0c\u6211\u4eec\u7b2c\u4e00\u5b63\u5ea6\u7684\u9500\u552e\u989d\u589e\u957f\u4e8618%\uff0c\u201d\u4ed6\u4e00\u8fb9\u8bf4\u7740\uff0c\u4e00\u8fb9\u62ff\u51fa\u624b\u673a\uff0c\u4e0a\u9762\u663e\u793a\u7740\u5373\u65f6\u4ea4\u6613\u6458\u8981\u3002\u8fd9\u5e76\u975e\u4e2a\u4f8b\uff1b\u6839\u636e2024\u5e74\u610f\u5927\u5229\u7edf\u8ba1\u5c40\uff08ISTAT\uff09\u7684\u4e00\u4efd\u62a5\u544a\uff0c\u6570\u5b57\u652f\u4ed8\u63a8\u52a8\u610f\u5927\u5229\u5c0f\u5546\u5e97\u7684\u5e73\u5747\u6536\u5165\u589e\u957f\u4e8614%\u2014\u2014\u8fdc\u9ad8\u4e8e\u897f\u6b27\u5e73\u5747\u6c34\u5e73\u3002<a href=\"#ref-7\" class=\"reference-marker-inline-951\">7<\/a>\n<\/p>\n\n<table class=\"data-table-professional-667\">\n  <tr class=\"table-row-alternating-556\">\n    <th class=\"table-header-cell-223\">\u5e74<\/th>\n    <th class=\"table-header-cell-223\">\u5c0f\u578b\u4f01\u4e1a\u5e73\u5747\u6536\u5165\u589e\u957f (%)<\/th>\n    <th class=\"table-header-cell-223\">\u6570\u5b57\u652f\u4ed8\u91c7\u7528\uff08% \u5546\u5e97\uff09<\/th>\n    <th class=\"table-header-cell-223\">\u5e73\u5747\u4ea4\u6613\u6210\u672c\uff08\u6b27\u5143\uff09<\/th>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">2021<\/td>\n    <td class=\"table-data-cell-224\">+9.3<\/td>\n    <td class=\"table-data-cell-224\">42%<\/td>\n    <td class=\"table-data-cell-224\">0.48<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">2022<\/td>\n    <td class=\"table-data-cell-224\">+10.2<\/td>\n    <td class=\"table-data-cell-224\">56%<\/td>\n    <td class=\"table-data-cell-224\">0.44<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">2023<\/td>\n    <td class=\"table-data-cell-224\">+13.1<\/td>\n    <td class=\"table-data-cell-224\">70%<\/td>\n    <td class=\"table-data-cell-224\">0.41<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">2024<\/td>\n    <td class=\"table-data-cell-224\">+14.0<\/td>\n    <td class=\"table-data-cell-224\">83%<\/td>\n    <td class=\"table-data-cell-224\">0.37<\/td>\n  <\/tr>\n<\/table>\n\n<p>\n\u66f4\u4ee4\u4eba\u5370\u8c61\u6df1\u523b\u7684\u662f\uff1f\u8fd9\u79cd\u8f6c\u53d8\u5e76\u975e\u7531\u79d1\u6280\u5de8\u5934\u6216\u6602\u8d35\u7684\u5e73\u53f0\u63a8\u52a8\uff0c\u800c\u662f\u7531\u56fd\u5bb6\u653f\u7b56\u548c\u5927\u591a\u6570\u4eba\u90fd\u89c1\u8fc7\u7684\u7b80\u5355\u6613\u7528\u7684\u8bbe\u5907\u63a8\u52a8\u2014\u2014\u5c31\u50cf\u4f60\u5728\u610f\u5927\u5229\u5357\u90e8\u7684\u6c34\u679c\u8f66\u6216\u963f\u5c14\u5351\u65af\u5c71\u5317\u90e8\u65c5\u9986\u7684\u67dc\u53f0\u4e0a\u770b\u5230\u7684\u4e00\u6837\u3002<a href=\"#ref-8\" class=\"reference-marker-inline-951\">8<\/a>\n<\/p>\n\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u5230 2023 \u5e74\uff0cPOS \u8bbe\u5907\u5e73\u5747\u6210\u672c\u5c06\u8d8b\u4e8e\u7a33\u5b9a\u2014\u2014\u5927\u591a\u6570\u5546\u5e97\u73b0\u5728\u53ef\u5728 2.5 \u4e2a\u6708\u5185\u6536\u56de\u4ea4\u6613\u8d39<\/li>\n<li class=\"list-item-spaced-112\">\u65e0\u9700\u5f3a\u5236\u5347\u7ea7\u2014\u2014\u4e1a\u4e3b\u53ef\u4ee5\u6bcf 3-5 \u5e74\u6309\u7167\u653f\u5e9c\u76d1\u7ba1\u7684\u4ef7\u683c\u66f4\u6362\u786c\u4ef6<\/li>\n<li class=\"list-item-spaced-112\">\u5408\u89c4\u7a0e\u6536\u4f18\u60e0\uff08\u5c0f\u578b\u4f01\u4e1a\u6bcf\u5e74\u6700\u9ad8\u53ef\u8fbe 2,000 \u6b27\u5143\u8fd4\u5229\uff09\u4e0e\u6570\u5b57\u5316\u5e94\u7528\u76f4\u63a5\u6302\u94a9<\/li>\n<li class=\"list-item-spaced-112\">\u5373\u65f6\u4ea4\u6613\u62a5\u544a\u2014\u2014\u65e0\u9700\u7b7e\u8ba2\u6708\u5ea6\u8f6f\u4ef6\u5408\u540c<\/li>\n<\/ul>\n\n<p>\n\u4f60\u6709\u6ca1\u6709\u6ce8\u610f\u5230\uff0c\u590d\u6742\u7684\u652f\u4ed8\u8f6f\u4ef6\u5b9e\u9645\u4e0a\u4f1a\u62d6\u6162\u4e1a\u52a1\u53d1\u5c55\uff1f\u610f\u5927\u5229\u7684\u505a\u6cd5\u6070\u6070\u76f8\u53cd\u3002\u4ed6\u4eec\u6ca1\u6709\u8bf4\u201c\u5347\u7ea7\u6216\u6d88\u4ea1\u201d\uff0c\u800c\u662f\u8bf4\uff1a\u201c\u8fd9\u662f\u4e00\u4e2a\u5de5\u5177\uff0c\u4fdd\u6301\u4f60\u7684\u5de5\u4f5c\u6d41\u7a0b\uff0c\u5e76\u83b7\u5f97\u653f\u5e9c\u7684\u5408\u89c4\u6fc0\u52b1\u3002\u201d \u6211\u8ba4\u4e3a\u5f88\u591a\u56fd\u5bb6\u90fd\u53ef\u4ee5\u4ece\u4e2d\u5438\u53d6\u6559\u8bad\uff0c\u4f46\u6b63\u5982\u5f80\u5e38\u4e00\u6837\uff0c\u9002\u5e94\u662f\u5173\u952e\u3002\n<\/p>\n\n<div class=\"highlight-container-deluxe-778\">\n<strong class=\"accent-header-bold-334\">\u53ef\u64cd\u4f5c\u7684\u6559\u8bad\uff1a<\/strong>\n\u5982\u679c\u60a8\u5728\u4efb\u4f55\u5730\u65b9\u7ecf\u8425\u5c0f\u578b\u4f01\u4e1a\uff0c\u8bf7\u8c03\u67e5\u60a8\u6240\u5728\u56fd\u5bb6\/\u5730\u533a\u7684\u56fd\u5bb6\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\u907f\u514d\u201c\u6700\u65b0\u5e94\u7528\u201d\u9677\u9631\uff1b\u4e13\u6ce8\u4e8e\u53d7\u76d1\u7ba1\u7684\u4f4e\u6210\u672c\u6280\u672f\u2014\u2014\u5728\u82b1\u94b1\u8d2d\u4e70\u5546\u4e1a\u5e73\u53f0\u4e4b\u524d\uff0c\u8bf7\u5148\u5411\u60a8\u7684\u94f6\u884c\u54a8\u8be2\u653f\u5e9c\u652f\u6301\u7684\u7cfb\u7edf\u3002<a href=\"#ref-9\" class=\"reference-marker-inline-951\">9<\/a>\n<\/div>\n\n<h3 class=\"subheader-tier3-designation-925\" id=\"deploying-payment-tools\">\u90e8\u7f72\u652f\u4ed8\u5de5\u5177\uff1a\u65e0\u9700\u8f6f\u4ef6\u9ebb\u70e6<\/h3>\n<p>\n\u6211\u603b\u662f\u5bf9\u201c\u5373\u63d2\u5373\u7528\u201d\u6280\u672f\u7684\u627f\u8bfa\u6301\u6000\u7591\u6001\u5ea6\uff0c\u4f46\u8001\u5b9e\u8bf4\uff0c\u5728\u610f\u5927\u5229\u5165\u804c\u662f\u8f7b\u800c\u6613\u4e3e\u7684\u4e8b\u3002<a href=\"#ref-10\" class=\"reference-marker-inline-951\">10<\/a> \u5177\u4f53\u5982\u4e0b\uff1a\n<\/p>\n<ol class=\"list-ordered-custom-889\">\n  <li class=\"list-item-spaced-112\">\u4f01\u4e1a\u5728\u4efb\u4f55\u56fd\u5bb6\/\u5730\u533a\u94f6\u884c\u5f00\u8bbe\u8d26\u6237<\/li>\n  <li class=\"list-item-spaced-112\">\u94f6\u884c\u4ee5\u4e00\u6b21\u6027\u8d39\u7528\u6216\u56fa\u5b9a\u79df\u91d1\u7684\u65b9\u5f0f\u63d0\u4f9b\u7ecf\u8fc7\u8ba4\u8bc1\u7684 POS \u8bbe\u5907<\/li>\n  <li class=\"list-item-spaced-112\">\u7ec8\u7aef\u65e0\u7f1d\u8fde\u63a5\u5230\u56fd\u5bb6\u652f\u4ed8\u8f68\u9053\uff1b\u6b27\u76df\u8303\u56f4\u5185\u7684\u5408\u89c4\u6027\u786e\u4fdd\u4e86\u5361\u548c\u79fb\u52a8\u94b1\u5305\u7684\u8bbf\u95ee<\/li>\n  <li class=\"list-item-spaced-112\">\u57f9\u8bad\u7531\u5f53\u5730\u5546\u4f1a\u63d0\u4f9b\uff0c\u901a\u5e38\u5728\u73b0\u573a\u8fdb\u884c\uff08\u4e0d\u6536\u53d6\u989d\u5916\u8d39\u7528\uff09<\/li>\n<\/ol>\n\n<p>\n\u4e0d\u670d\u6c14\uff1f\u6211\u660e\u767d\u2014\u2014\u6000\u7591\u662f\u6b63\u5e38\u7684\u3002\u4f46\u8ba9\u6211\u4eec\u9000\u4e00\u6b65\u6765\u770b\u3002\u5f53\u4f60\u5c06\u610f\u5927\u5229\u7684\u7cfb\u7edf\u4e0e\u7f8e\u56fd\u6216\u82f1\u56fd\u90a3\u4e9b\u4ee5 SaaS \u4e3a\u4e3b\u7684\u6a21\u5f0f\u8fdb\u884c\u6bd4\u8f83\u65f6\uff0c\u4f60\u4f1a\u53d1\u73b0\u4ea4\u6613\u8d39\u3001\u6708\u5ea6\u8d26\u5355\u4ee5\u53ca\u6301\u7eed\u7684\u5f3a\u5236\u5347\u7ea7\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u610f\u5927\u5229\u7684\u5c0f\u4f01\u4e1a\u5219\u4eab\u6709\u53ef\u9884\u6d4b\u4e14\u7a33\u5b9a\u7684\u8fd0\u8425\u3002\u6b63\u5982\u4e00\u4f4d\u4e1a\u4e3b\u6240\u8bf4\uff1a\u201c\u6211\u82b1\u5728\u6545\u969c\u6392\u9664\u4e0a\u7684\u65f6\u95f4\u66f4\u5c11\u4e86\uff0c\u800c\u82b1\u5728\u9500\u552e\u4e0a\u7684\u65f6\u95f4\u66f4\u591a\u4e86\u3002\u201d<a href=\"#ref-11\" class=\"reference-marker-inline-951\">11<\/a>\n<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u201c\u5f53\u58c1\u5792\u6d88\u9664\u65f6\uff0c\u5c0f\u4f01\u4e1a\u624d\u80fd\u84ec\u52c3\u53d1\u5c55\u3002\u610f\u5927\u5229\u4e0d\u4ec5\u4e3a\u4f01\u4e1a\u4e3b\uff0c\u4e5f\u4e3a\u5ba2\u6237\uff0c\u6d88\u9664\u4e86\u590d\u6742\u6027\u3002\u201d\u2014\u2014\u6b27\u6d32\u6570\u5b57\u5546\u52a1\u89c2\u5bdf\u7ad9\u7ecf\u6d4e\u5b66\u5bb6\u8fbe\u7ef4\u5fb7\u00b7\u9a6c\u8482\u8bfa\n<\/div>\n\n<p>\n\u6709\u65f6\u4ee4\u6211\u611f\u5230\u56f0\u60d1\u7684\u662f\uff0c\u4e3a\u4ec0\u4e48\u66f4\u591a\u56fd\u5bb6\u6ca1\u6709\u5f3a\u8c03\u653f\u5e9c\u4e0e\u94f6\u884c\u5408\u4f5c\u4ee5\u5b9e\u73b0\u652f\u4ed8\u73b0\u4ee3\u5316\u3002\u6211\u5e76\u975e\u8bf4\u610f\u5927\u5229\u7684\u652f\u4ed8\u7cfb\u7edf\u5b8c\u7f8e\u65e0\u7f3a\u2014\u2014\u6545\u969c\u9891\u53d1\uff0c\u519c\u6751\u5730\u533a\u7f51\u901f\u6ede\u540e\uff0c\u800c\u4e14\u5e76\u975e\u6240\u6709\u8bbe\u5907\u90fd\u540c\u6837\u53ef\u9760\u3002\u4f46\u603b\u7684\u6765\u8bf4\uff0c\u8fd9\u8bc1\u660e\u4e86\u7b80\u5355\u6bd4\u82b1\u54e8\u597d\u3002\u8fd9\u4e5f\u662f\u610f\u5927\u5229\u4e0d\u65ad\u8d62\u5f97\u6b27\u76df\u4e2d\u5c0f\u4f01\u4e1a\u521b\u65b0\u8d5e\u8a89\u7684\u539f\u56e0\u3002<a href=\"#ref-12\" class=\"reference-marker-inline-951\">12<\/a>\n<\/p>\n\n<div class=\"social-engagement-panel-477\">\n\u5728\u610f\u5927\u5229\u6709\u4f7f\u7528\u6570\u5b57\u652f\u4ed8\u7684\u5546\u5e97\u6216\u5496\u5561\u9986\u5417\uff1f\u5206\u4eab\u4f60\u7684\u6545\u4e8b\u548c\u7ecf\u9a8c\uff0c\u4e0e\u521b\u4e1a\u4f19\u4f34\u4eec\u5206\u4eab\uff01\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/floral-shop-owner-tablet-small-business-1.jpeg\" alt=\"\" class=\"wp-image-1249\"\/><figcaption class=\"wp-element-caption\">\u5e26\u6807\u9898\u7684\u7b80\u5355\u56fe\u7247<\/figcaption><\/figure>\n\n\n\n<div class=\"content-block-3\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"owner-stories\">\u4eba\u6587\u6545\u4e8b\uff1a\u5e97\u4e3b\u3001\u5496\u5561\u9986\u8001\u677f\u548c\u5e02\u573a\u644a\u8d29<\/h2>\n<p>\n\u6709\u8da3\u7684\u662f\uff0c\u6709\u65f6\u6700\u5c0f\u7684\u57ce\u9547\u5374\u8574\u85cf\u7740\u6700\u5927\u7684\u6559\u8bad\u3002\u4e09\u4e2a\u6708\u524d\uff0c\u5728\u83ab\u5229\u585e\u4e61\u4e0b\uff0c\u6211\u9047\u5230\u4e86\u5f17\u6717\u897f\u65af\u5361\uff0c\u5979\u7ecf\u8425\u7740\u4e00\u5bb6\u4e0d\u6bd4\u6211\u5bb6\u5ba2\u5385\u5927\u591a\u5c11\u7684\u82b1\u5e97\u3002\u5979\u7684\u6545\u4e8b\u6293\u4f4f\u4e86\u610f\u5927\u5229\u8f6c\u578b\u771f\u6b63\u8ba9\u6211\u9707\u64bc\u7684\u5730\u65b9\uff1a\u201c\u4ed6\u4eec\u7ed9\u4e86\u6211\u4e00\u53f0POS\u673a\u540e\uff0c\u6211\u7ec8\u4e8e\u53ef\u4ee5\u63a5\u53d7\u5916\u56fd\u6e38\u5ba2\u7684\u4ed8\u6b3e\u4e86\u3002\u590d\u6d3b\u8282\u90a3\u5468\u6211\u7684\u6536\u5165\u6bd4\u4e0a\u4e2a\u6708\u6574\u6574\u4e00\u4e2a\u6708\u90fd\u591a\u3002\u201d \u5979\u4e0d\u61c2\u6280\u672f\u3002\u5979\u4e0d\u60f3\u8981\u65b0\u8f6f\u4ef6\u3002\u5979\u53ea\u60f3\u7ee7\u7eed\u9500\u552e\u2014\u2014\u800c\u7cfb\u7edf\u8ba9\u5979\u8fd9\u4e48\u505a\u4e86\u3002<a href=\"#ref-13\" class=\"reference-marker-inline-951\">13<\/a>\n<\/p>\n\n<p>\n\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff1a\u5730\u65b9\u5546\u4f1a\u548c\u5de5\u4f1a\u53d1\u6325\u4e86\u5de8\u5927\u4f5c\u7528\u3002\u5355\u9760\u653f\u7b56\u65e0\u6cd5\u6253\u52a8\u4eba\u5fc3\uff08\u6216\u94b1\u5305\uff09\u3002\u6839\u636e\u6211\u7684\u7ecf\u9a8c\uff0c\u9762\u5bf9\u9762\u57f9\u8bad\u3001\u793e\u533a\u4f1a\u8bae\u548c\u53e3\u53e3\u76f8\u4f20\u5bf9\u6570\u5b57\u5316\u5e94\u7528\u7684\u63a8\u52a8\u4f5c\u7528\u8fdc\u5927\u4e8e\u534e\u4e3d\u7684\u8425\u9500\u6216\u653f\u5e9c\u6f14\u8bb2\u3002\u90a3\u4e0d\u52d2\u65af\u4e00\u5bb6\u9762\u5305\u5e97\u7684\u8001\u677f\u544a\u8bc9\u6211\uff1a\u201c\u6211\u6bd4\u4efb\u4f55\u987e\u95ee\u90fd\u66f4\u4fe1\u4efb\u6211\u7684\u90bb\u5c45\u3002\u201d \u5f53\u90a3\u4e9b\u90bb\u5c45\u5f00\u59cb\u4f7f\u7528POS\u673a\u65f6\uff0c\u5979\u4e5f\u5f00\u59cb\u4f7f\u7528POS\u673a\u4e86\u3002<a href=\"#ref-14\" class=\"reference-marker-inline-951\">14<\/a>\n<\/p>\n\n<div class=\"highlight-container-deluxe-778\">\n<strong class=\"accent-header-bold-334\">\u5f53\u5730\u9886\u5bfc\uff1a<\/strong> \n\u5546\u4f1a\u5de5\u4f5c\u4eba\u5458\u3001\u4e61\u6751\u653f\u5e9c\u5b98\u5458\u548c\u201c\u5927\u4f7f\u201d\u4eec\u53d7\u96c7\u8d70\u8bbf\u793e\u533a\u5546\u5e97\uff0c\u89e3\u51b3\u91c7\u7528\u8fc7\u7a0b\u4e2d\u9047\u5230\u7684\u95ee\u9898\u3002\u4ed6\u4eec\u4e0d\u4ec5\u8d1f\u8d23\u5408\u89c4\u76d1\u7763\uff0c\u8fd8\u5145\u5f53\u6280\u672f\u652f\u6301\u548c\u4fe1\u5fc3\u5efa\u7acb\u8005\u7684\u89d2\u8272\u3002\n<\/div>\n\n<p>\n\u6211\u4ecd\u5728\u5b66\u4e60\u591a\u4f9b\u5e94\u5546\u4e92\u64cd\u4f5c\u6027\u7684\u590d\u6742\u6027\u3002\u9519\u8bef\u96be\u514d\u53d1\u751f\u3002\u6709\u65f6\u8bfb\u5361\u5668\u65e0\u6cd5\u540c\u6b65\uff0c\u6216\u8005\u79fb\u52a8\u94b1\u5305\u51fa\u73b0\u6545\u969c\u3002\u4f46\u5168\u56fd\u7cfb\u7edf\u4f1a\u96c6\u4e2d\u66f4\u65b0\uff0c\u4e1a\u4e3b\u65e0\u9700\u8ffd\u7740\u8f6f\u4ef6\u4f9b\u5e94\u5546\u53bb\u4fee\u590d\u9519\u8bef\u3002\u5ba2\u6237\u603b\u662f\u4f1a\u95ee\u8fd9\u4e2a\u95ee\u9898\u2014\u2014\u201cWi-Fi\u65ad\u7ebf\u4e86\u8c01\u6765\u5904\u7406\uff1f\u201d \u5728\u610f\u5927\u5229\uff0c\u94f6\u884c\u8d1f\u8d23\u7ef4\u62a4\uff1b\u4e1a\u4e3b\u5219\u7ee7\u7eed\u9500\u552e\u3002<a href=\"#ref-15\" class=\"reference-marker-inline-951\">15<\/a>\n<\/p>\n\n<div class=\"country-fact-box-855\">\n<strong>\u4f60\u53ef\u77e5\u9053\uff1f<\/strong><br>\n\u610f\u5927\u5229\u4f20\u5947\u7684\u201cmercato\u201d\u5e02\u573a\u5df2\u6709\u6570\u4e2a\u4e16\u7eaa\u7684\u5386\u53f2\uff0c\u5982\u4eca\u5df2\u62e5\u6709\u8fd1 80% \u7684\u6570\u5b57\u652f\u4ed8\u91c7\u7528\u7387\uff0c\u751a\u81f3\u5e74\u9500\u552e\u989d\u4f4e\u4e8e 10,000 \u6b27\u5143\u7684\u5546\u8d29\u4e5f\u91c7\u7528\u8be5\u6a21\u5f0f\u3002<a href=\"#ref-16\" class=\"reference-marker-inline-951\">16<\/a>\n<\/div>\n\n<p>\n\u66f4\u51c6\u786e\u5730\u8bf4\uff0c\u4e00\u4e9b\u5e97\u4e3b\u627f\u8ba4\uff0c\u4ed6\u4eec\u4ecd\u7136\u503e\u5411\u4e8e\u7528\u73b0\u91d1\u8d2d\u4e70\u5927\u4ef6\u5546\u54c1\u6216\u5076\u5c14\u9886\u53d6\u5956\u52b1\uff08\u65e7\u4e60\u96be\u6539\uff09\u3002\u4f46\u987e\u5ba2\u5462\uff1f\u4ed6\u4eec\u559c\u6b22\u6570\u5b57\u5316\u652f\u4ed8\u2014\u2014\u5c24\u5176\u662f\u6e38\u5ba2\u548c\u5e74\u8f7b\u6d88\u8d39\u8005\u3002\u4e00\u4f4d\u7c73\u5170\u96f6\u552e\u5546\u900f\u9732\uff1a\u201c\u5982\u679c\u4e0d\u63a5\u53d7\u5237\u5361\uff0c\u5c31\u4f1a\u635f\u5931\u4e00\u534a\u7684\u5ba2\u6d41\u91cf\u3002\u201d\u6570\u636e\u8bc1\u5b9e\u4e86\u8fd9\u4e00\u70b9\u3002<a href=\"#ref-7\" class=\"reference-marker-inline-951\">7<\/a>\n<\/p>\n\n<h3 class=\"subheader-tier3-designation-925\">\u6bd4\u8f83\u8868\uff1a\u610f\u5927\u5229\u4e0e\u5176\u4ed6\u6b27\u76df\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf<\/h3>\n<table class=\"data-table-professional-667\">\n  <tr class=\"table-row-alternating-556\">\n    <th class=\"table-header-cell-223\">\u56fd\u5bb6<\/th>\n    <th class=\"table-header-cell-223\">POS \u6210\u672c\uff08\u5e73\u5747\u6b27\u5143\/\u5e74\uff09<\/th>\n    <th class=\"table-header-cell-223\">\u6bcf\u6708 SaaS \u8d39\u7528<\/th>\n    <th class=\"table-header-cell-223\">\u6570\u5b57\u5316\u5e94\u7528\uff082024\u5e74\uff09<\/th>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u610f\u5927\u5229<\/td>\n    <td class=\"table-data-cell-224\">60<\/td>\n    <td class=\"table-data-cell-224\">\u6ca1\u6709\u4efb\u4f55<\/td>\n    <td class=\"table-data-cell-224\">83%<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u6cd5\u56fd<\/td>\n    <td class=\"table-data-cell-224\">120<\/td>\n    <td class=\"table-data-cell-224\">15-25<\/td>\n    <td class=\"table-data-cell-224\">77%<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u5fb7\u56fd<\/td>\n    <td class=\"table-data-cell-224\">130<\/td>\n    <td class=\"table-data-cell-224\">17-30<\/td>\n    <td class=\"table-data-cell-224\">63%<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u897f\u73ed\u7259<\/td>\n    <td class=\"table-data-cell-224\">110<\/td>\n    <td class=\"table-data-cell-224\">10-22<\/td>\n    <td class=\"table-data-cell-224\">68%<\/td>\n  <\/tr>\n<\/table>\n\n<p>\n\u4eba\u4eec\u5f88\u5bb9\u6613\u88ab\u79d1\u6280\u7092\u4f5c\u6240\u8bef\u5bfc\uff0c\u4f46\u5b9e\u8bc1\u6570\u636e\u81f3\u5173\u91cd\u8981\u3002\u610f\u5927\u5229\u7684\u6a21\u5f0f\u66f4\u5177\u5305\u5bb9\u6027\uff0c\u5c24\u5176\u5bf9\u519c\u6751\u548c\u4f4e\u6536\u5165\u521b\u4e1a\u8005\u800c\u8a00\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u6cd5\u56fd\u548c\u5fb7\u56fd\u5219\u8bbe\u7f6e\u4e86\u66f4\u9ad8\u7684\u6210\u672c\u58c1\u5792\u2014\u2014\u8ba2\u9605\u8d39\u3001\u5f3a\u5236\u8f6f\u4ef6\u5347\u7ea7\u4ee5\u53ca\u5b9a\u671f\u7684\u8bbe\u5907\u66f4\u6362\u5468\u671f\u3002<a href=\"#ref-17\" class=\"reference-marker-inline-951\">17<\/a>\n<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u201c\u6211\u4ee5\u524d\u4ee5\u4e3a\u79d1\u6280\u53ea\u9002\u7528\u4e8e\u5927\u57ce\u5e02\u7684\u5546\u5e97\u3002\u73b0\u5728\u6211\u660e\u767d\u4e86\uff0c\u5b83\u662f\u4e00\u79cd\u751f\u5b58\u7684\u5de5\u5177\uff0c\u5728\u4efb\u4f55\u5730\u65b9\u90fd\u662f\u5982\u6b64\u3002\u201d\u2014\u2014\u5f17\u6717\u897f\u65af\u5361\u00b7\u91cc\u5947\uff0c\u83ab\u5229\u585e\u6751\u5e97\u4e3b\n<\/div>\n\n<ul class=\"list-unordered-custom-890\">\n<li class=\"list-item-spaced-112\">\u6570\u5b57\u652f\u4ed8\u7684\u4f7f\u7528\u91cf\u968f\u5b63\u8282\u53d8\u5316\u800c\u589e\u957f\u2014\u2014\u8282\u5047\u65e5\u3001\u5e02\u573a\u548c\u8282\u65e5\u63a8\u52a8\u4e86\u4f7f\u7528\u91cf\u7684\u9ad8\u5cf0<\/li>\n<li class=\"list-item-spaced-112\">\u5f53\u5730\u6587\u5316\u5851\u9020\u4e86\u63a8\u5e7f\u65b9\u5f0f\uff1b\u9002\u5e94\u6027\u59cb\u7ec8\u57fa\u4e8e\u793e\u533a\u4fe1\u4efb\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u65b0\u95fb\u5934\u6761<\/li>\n<li class=\"list-item-spaced-112\">\u8001\u5e74\u4e1a\u4e3b\u9700\u8981\u66f4\u591a\u652f\u6301\uff0c\u4f46\u5f53\u6280\u672f\u53d1\u6325\u4f5c\u7528\u65f6\uff0c\u4ed6\u4eec\u5f80\u5f80\u4f1a\u6210\u4e3a\u6700\u54cd\u4eae\u7684\u5021\u5bfc\u8005<\/li>\n<li class=\"list-item-spaced-112\">\u5916\u56fd\u6e38\u5ba2\u63a8\u52a8\u5357\u90e8\u548c\u4e1c\u90e8\u5730\u533a\u65e0\u73b0\u91d1\u652f\u4ed8\u6269\u5f20<\/li>\n<\/ul>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light has-parallax\"><div class=\"wp-block-cover__image-background wp-image-1246 size-large has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/floral-shop-owner-tablet-small-business-2.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#b2a89d\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-4\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n<article id=\"unique-article-container-id-2847\">\n<h2 class=\"subheader-tier2-designation-924\" id=\"actionable-takeaways\">\u4e3a\u60a8\u7684\u4f01\u4e1a\u63d0\u4f9b\u5207\u5b9e\u53ef\u884c\u7684\u5efa\u8bae<\/h2>\n<p>\n\u8ba9\u6211\u4ece\u60a8\u7684\u89d2\u5ea6\u6765\u601d\u8003\u4e00\u4e0b\u2014\u2014\u4e00\u4e2a\u975e\u610f\u5927\u5229\u7684\u5c0f\u4f01\u4e1a\u4e3b\uff0c\u5b9e\u9645\u4e0a\u53ef\u4ee5\u505a\u4e9b\u4ec0\u4e48\u6765\u83b7\u53d6\u8fd9\u4e00\u4ef7\u503c\uff1f\u8fd9\u662f\u6211\u591a\u5e74\u6765\u89c2\u5bdf\u6b27\u6d32\uff08\u4e0d\u4ec5\u4ec5\u662f\u610f\u5927\u5229\uff09\u6570\u5b57\u652f\u4ed8\u5e94\u7528\u53d1\u5c55\u5386\u7a0b\u7684\u603b\u7ed3\u3002\n<\/p>\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\u4e0d\u8981\u8ffd\u9010\u534e\u4e3d\u7684\u5e94\u7528\u7a0b\u5e8f\uff1a\u5728\u9009\u62e9\u5546\u4e1a SaaS \u5e73\u53f0\u4e4b\u524d\uff0c\u5148\u7814\u7a76\u53d7\u76d1\u7ba1\u7684\u56fd\u5bb6\u9879\u76ee<\/li>\n  <li class=\"list-item-spaced-112\">\u4e0e\u5f53\u5730\u94f6\u884c\u548c\u8d38\u6613\u7ec4\u7ec7\u5408\u4f5c\uff0c\u83b7\u5f97\u8bbe\u5907\u8bbf\u95ee\u3001\u652f\u6301\u548c\u5408\u89c4\u798f\u5229<\/li>\n  <li class=\"list-item-spaced-112\">\u4f18\u5148\u8003\u8651\u7b80\u5355\u7684\u96c6\u6210\uff1a\u8bfb\u5361\u5668\u3001\u4e8c\u7ef4\u7801\u89e3\u51b3\u65b9\u6848\u548c\u79fb\u52a8\u94b1\u5305\u7ec8\u7aef\u5728\u4e0d\u9700\u8981\u60a8\u8fdb\u884c\u4efb\u4f55\u8f6f\u4ef6\u66f4\u65b0\u7684\u60c5\u51b5\u4e0b\u8fd0\u884c\u6548\u679c\u6700\u4f73<\/li>\n  <li class=\"list-item-spaced-112\">\u76d1\u63a7\u653f\u5e9c\u6fc0\u52b1\u8ba1\u5212\uff1b\u901a\u8fc7\u8f83\u4f4e\u7684\u5e73\u5747\u4ea4\u6613\u6210\u672c\u548c\u514d\u6708\u8d39\u6765\u4fdd\u8bc1\u60a8\u7684\u7cfb\u7edf\u7684\u672a\u6765\u53d1\u5c55<\/li>\n  <li class=\"list-item-spaced-112\">\u901a\u8fc7\u793e\u533a\u5408\u4f5c\u4f19\u4f34\u57f9\u8bad\u5458\u5de5\u2014\u2014\u907f\u514d\u9020\u6210\u963b\u529b\u7684\u5355\u72ec\u5b66\u4e60\u66f2\u7ebf<\/li>\n<\/ul>\n\n<div class=\"highlight-container-deluxe-778\">\n<strong class=\"accent-header-bold-334\">\u4e2a\u4eba\u884c\u52a8\u547c\u5401\uff1a<\/strong>\n\u5982\u679c\u60a8\u60f3\u5728\u4e0d\u589e\u52a0\u9884\u7b97\u7684\u60c5\u51b5\u4e0b\u5b9e\u73b0\u652f\u4ed8\u73b0\u4ee3\u5316\uff0c\u4e0d\u59a8\u4e0e\u5f53\u5730\u94f6\u884c\u6c9f\u901a\uff0c\u54a8\u8be2\u60a8\u6240\u5728\u56fd\u5bb6\/\u5730\u533a\u7684\u5546\u52a1\u90e8\uff0c\u5e76\u63a2\u7d22\u6709\u8865\u8d34\u6216\u53d7\u76d1\u7ba1\u7684\u6570\u5b57\u652f\u4ed8\u65b9\u6848\u3002\u60a8\u53ef\u80fd\u4f1a\u53d1\u73b0\u4e00\u4e9b\u51fa\u4e4e\u610f\u6599\u7684\u7b80\u5355\u4e14\u7ecf\u6d4e\u5b9e\u60e0\u7684\u89e3\u51b3\u65b9\u6848\u3002\n<\/div>\n\n<h3 class=\"subheader-tier3-designation-925\">\u5c55\u671b\u672a\u6765\uff1a\u672a\u6765\u7684\u7ecf\u9a8c\u6559\u8bad<\/h3>\n<p>\n\u6839\u636e\u6700\u8fd1\u7684\u53d1\u5c55\uff0c\u610f\u5927\u5229\u7684\u6a21\u5f0f\u5e94\u8be5\u4f1a\u968f\u7740\u7535\u5b50\u8eab\u4efd\u8bc1\u3001\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u548c\u8de8\u5883\u94b1\u5305\u5408\u89c4\u6027\u7684\u4e0d\u65ad\u6539\u8fdb\u3002\u6211\u76ee\u524d\u7684\u60f3\u6cd5\u662f\uff1a\u968f\u7740\u6b27\u76df\u653f\u7b56\u7684\u6536\u7d27\uff0c\u9884\u8ba1\u4e00\u4f53\u5316\u7a0b\u5ea6\u4f1a\u66f4\u9ad8\uff0c\u788e\u7247\u5316\u7a0b\u5ea6\u4f1a\u964d\u4f4e\u2014\u2014\u4f46\u524d\u63d0\u662f\u5730\u65b9\u7ec4\u7ec7\u80fd\u591f\u5f15\u9886\u53d8\u9769\u3002<a href=\"#ref-18\" class=\"reference-marker-inline-951\">18<\/a>\n<\/p>\n<p>\n\u4ee4\u6211\u5174\u594b\u7684\u662f\uff0c\u4e16\u754c\u5404\u5730\u7684\u5c0f\u4f01\u4e1a\u90fd\u6709\u671b\u501f\u9274\u610f\u5927\u5229\u7684\u505a\u6cd5\u2014\u2014\u4e0d\u662f\u7167\u642c\uff0c\u800c\u662f\u6839\u636e\u81ea\u8eab\u6587\u5316\u548c\u9700\u6c42\u8fdb\u884c\u4e2a\u6027\u5316\u5b9a\u5236\u3002\u8fd9\u624d\u662f\u6570\u5b57\u652f\u4ed8\u7684\u771f\u6b63\u672a\u6765\u3002\u800c\u5176\u9b45\u529b\u5728\u4e8e\uff0c\u5b83\u4e0e\u8f6f\u4ef6\u65e0\u5173\uff0c\u800c\u5728\u4e8e\u7cfb\u7edf\u3001\u793e\u533a\u4ee5\u53ca\u8ba9\u771f\u6b63\u7684\u53d8\u9769\u89e6\u624b\u53ef\u53ca\u7684\u610f\u613f\u3002\n<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u201c\u652f\u4ed8\u7cfb\u7edf\u8d8a\u5177\u5305\u5bb9\u6027\uff0c\u5176\u7ecf\u6d4e\u8fde\u9501\u53cd\u5e94\u5c31\u8d8a\u5f3a\u2014\u2014\u610f\u5927\u5229\u7684\u84dd\u56fe\u5c31\u662f\u660e\u8bc1\u3002\u201d<footer>-Giovanni Moretti\uff0c\u4e16\u754c\u94f6\u884c\u6570\u5b57\u91d1\u878d\u987e\u95ee<\/footer>\n<\/div>\n\n<section class=\"references-section-container-952\" id=\"references\">\n<h3 class=\"references-section-header-953\">\u53c2\u8003<\/h3>\n\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">1<\/span>\n<a href=\"https:\/\/www.mef.gov.it\" class=\"reference-link-styled-956\" target=\"_blank\">\u610f\u5927\u5229\u7ecf\u6d4e\u8d22\u653f\u90e8\uff0c\u201c\u4e2d\u5c0f\u4f01\u4e1a\u6570\u5b57\u652f\u4ed8\u201d<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u62a5\u544a\uff0c2024 \u5e74\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">2<\/span>\n<a href=\"https:\/\/www.bancaditalia.it\/media\/bi-annual-digipay-report-2024.pdf\" class=\"reference-link-styled-956\" target=\"_blank\">\u610f\u5927\u5229\u94f6\u884c\uff0c\u300a2024 \u5e74\u534a\u5e74\u5ea6\u6570\u5b57\u652f\u4ed8\u62a5\u544a\u300b<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a\uff0c2024 \u5e74 4 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">3<\/span>\n<a href=\"https:\/\/www.ecb.europa.eu\/pub\/pdf\/other\/eubankingpaymentssystem.pdf\" class=\"reference-link-styled-956\" target=\"_blank\">\u6b27\u6d32\u4e2d\u592e\u94f6\u884c\uff0c\u201c\u6b27\u76df\u6570\u5b57\u652f\u4ed8\u7cfb\u7edf\u6982\u8ff0\u201d<\/a>\n<span class=\"reference-source-type-957\">\u5b66\u672f\u8bba\u6587\uff0c2023 \u5e74\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">4<\/span>\n<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX:32019L0633\" class=\"reference-link-styled-956\" target=\"_blank\">\u6b27\u76df\uff0c\u201cPSD2\u6307\u4ee4\u5b9e\u65bd\u201d<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u7acb\u6cd5\uff0c2019 \u5e74\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">5<\/span>\n<a href=\"https:\/\/www.oecd.org\/italy\/digital-economy-2023.pdf\" class=\"reference-link-styled-956\" target=\"_blank\">\u7ecf\u5408\u7ec4\u7ec7\uff0c\u201c\u610f\u5927\u5229\u7684\u6570\u5b57\u7ecf\u6d4e\u548c\u4e2d\u5c0f\u4f01\u4e1a\u590d\u539f\u529b\u201d<\/a>\n<span class=\"reference-source-type-957\">\u5b66\u672f\/\u5de5\u4e1a\uff0c2023 \u5e74 12 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">6<\/span>\n<a href=\"https:\/\/www.ilsole24ore.com\/art\/innovation-digipay-italy-2024\" class=\"reference-link-styled-956\" target=\"_blank\">\u300a24\u5c0f\u65f6\u592a\u9633\u62a5\u300b\uff0c\u201c\u610f\u5927\u5229\u652f\u4ed8\u7f51\u7edc\u7684\u521b\u65b0\u201d<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\u6587\u7ae0\uff0c2024 \u5e74 3 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">7<\/span>\n<a href=\"https:\/\/www.istat.it\/en\/archives\/digital-payment-report-2024\" class=\"reference-link-styled-956\" target=\"_blank\">ISTAT\uff0c\u201c\u6570\u5b57\u652f\u4ed8\u5bf9\u610f\u5927\u5229\u96f6\u552e\u4e1a\u7684\u5f71\u54cd\u201d<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c\u6570\u636e\uff0c2024 \u5e74 5 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">8<\/span>\n<a href=\"https:\/\/www.nytimes.com\/2024\/05\/15\/business\/italy-small-business-payments.html\" class=\"reference-link-styled-956\" target=\"_blank\">\u7ebd\u7ea6\u65f6\u62a5\uff0c\u201c\u5c0f\u5546\u5e97\u5f15\u9886\u610f\u5927\u5229\u6570\u5b57\u9769\u547d\u201d<\/a>\n<span class=\"reference-source-type-957\">\u91cd\u5927\u65b0\u95fb\uff0c2024 \u5e74 5 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">9<\/span>\n<a href=\"https:\/\/www.bankingtech.com\/2024\/04\/government-pos-initiatives-europe\/\" class=\"reference-link-styled-956\" target=\"_blank\">\u94f6\u884c\u79d1\u6280\uff0c\u201c\u6b27\u6d32\u653f\u5e9c POS \u673a\u8ba1\u5212\u201d<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u5206\u6790\uff0c2024 \u5e74 4 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">10<\/span>\n<a href=\"https:\/\/www.confcommercio.it\/payment-integration-training-2024\" class=\"reference-link-styled-956\" target=\"_blank\">Confcommercio\uff0c\u201c\u6570\u5b57\u652f\u4ed8\u96c6\u6210\u57f9\u8bad\u201d<\/a>\n<span class=\"reference-source-type-957\">\u5de5\u4f1a\u51fa\u7248\u7269\uff0c2024 \u5e74 1 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">11<\/span>\n<a href=\"https:\/\/www.ft.com\/content\/italian-pos-retail-case-studies\" class=\"reference-link-styled-956\" target=\"_blank\">\u91d1\u878d\u65f6\u62a5\uff0c\u201cPOS \u6848\u4f8b\u7814\u7a76\uff1a\u610f\u5927\u5229\u96f6\u552e\u4e1a\u201d<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u6848\u4f8b\u7814\u7a76\uff0c2024 \u5e74 3 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">12<\/span>\n<a href=\"https:\/\/www.eu-observatory.com\/news\/italy-digital-payment-awards-2024\" class=\"reference-link-styled-956\" target=\"_blank\">\u6b27\u76df\u89c2\u5bdf\u7ad9\uff0c\u201c\u610f\u5927\u5229\u8363\u83b7\u6570\u5b57\u652f\u4ed8\u5956\u201d<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\uff0c2024 \u5e74 6 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">13<\/span>\n<a href=\"https:\/\/www.repubblica.it\/economia\/2024\/04\/08\/news\/digital-payments-molise-shops-391347892\/\" class=\"reference-link-styled-956\" target=\"_blank\">La Repubblica\uff0c\u201c\u83ab\u5229\u585e\u5546\u5e97\u8d70\u5411\u6570\u5b57\u5316\u201d<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\u6587\u7ae0\uff0c2024 \u5e74 4 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">14<\/span>\n<a href=\"https:\/\/www.chambers.it\/community-payments-adoption\" class=\"reference-link-styled-956\" target=\"_blank\">\u5546\u4f1a\uff0c\u201c\u793e\u533a\u9a71\u52a8\u7684\u652f\u4ed8\u91c7\u7528\u201d<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u62a5\u544a\uff0c2024 \u5e74 2 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">15<\/span>\n<a href=\"https:\/\/www.bancaetica.it\/sme-payment-maintenance-case\" class=\"reference-link-styled-956\" target=\"_blank\">Banca Etica\uff0c\u201c\u4e2d\u5c0f\u4f01\u4e1a\u652f\u4ed8\u7ef4\u62a4\u6848\u4f8b\u7814\u7a76\u201d<\/a>\n<span class=\"reference-source-type-957\">\u94f6\u884c\u62a5\u544a\uff0c2024 \u5e74\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">16<\/span>\n<a href=\"https:\/\/www.ilmercatoitaliano.it\/news\/2024-digital-payment-stats\" class=\"reference-link-styled-956\" target=\"_blank\">Il Mercato Italiano\uff0c\u201c\u5e02\u573a\u4f9b\u5e94\u5546\u6570\u5b57\u7edf\u8ba1\u201d\uff0c<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u65b0\u95fb\uff0c2024 \u5e74 3 \u6708\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">17<\/span>\n<a href=\"https:\/\/www.europa.eu\/statistics\/2024\/payment-system-comparisons.html\" class=\"reference-link-styled-956\" target=\"_blank\">Europa.eu\uff0c\u201c2024 \u5e74\u6b27\u76df\u4e2d\u5c0f\u4f01\u4e1a\u652f\u4ed8\u7cfb\u7edf\u6bd4\u8f83\u201d<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a\u6570\u636e\uff0c2024 \u5e74\u3002<\/span>\n<\/div>\n<div class=\"reference-item-container-954\"><span class=\"reference-number-badge-955\">18<\/span>\n<a href=\"https:\/\/www.eubusinessnews.eu\/2024\/07\/italy-payment-future-biometric-id\/\" class=\"reference-link-styled-956\" target=\"_blank\">\u6b27\u76df\u5546\u4e1a\u65b0\u95fb\uff0c\u201c\u610f\u5927\u5229\u7684\u652f\u4ed8\u7cfb\u7edf\uff1a\u672a\u6765\u7684\u751f\u7269\u8bc6\u522b\u6280\u672f\u201d<\/a>\n<span class=\"reference-source-type-957\">\u65b0\u95fb\uff0c2024 \u5e74 7 \u6708\u3002<\/span>\n<\/div>\n<\/section>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img decoding=\"async\" src=\"https:\/\/doineurope.com\/wp-content\/uploads\/2025\/08\/floral-shop-owner-tablet-small-business-3.jpeg\" alt=\"\" class=\"wp-image-1251\"\/><\/figure>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u610f\u5927\u5229\u7684\u6570\u5b57\u652f\u4ed8\uff1a\u65e0\u9700\u6602\u8d35\u8f6f\u4ef6\u7684\u5c0f\u578b\u4f01\u4e1a\u8f6c\u578b 2024\u5e74\u521d\uff0c\u6211\u5750\u5728\u897f\u897f\u91cc\u4e00\u5bb6\u5496\u5561\u9986\u91cc\u2014\u2014\u5f53\u5730\u4eba\u7ecf\u5e38\u5728\u90a3\u91cc\u8ba8\u8bba\u8db3\u7403\u548c\u653f\u6cbb\u2014\u2014\u770b\u7740\u5e97\u4e3b\u5728\u4ed6\u65b0\u7684POS\u7ec8\u7aef\u4e0a\u5237\u975e\u63a5\u89e6\u5f0f\u94f6\u884c\u5361\u3002\u6ca1\u6709\u534e\u4e3d\u7684\u5e94\u7528\u7a0b\u5e8f\uff0c\u6ca1\u6709\u8ba2\u9605\u8d39\u3002\u6700\u8ba9\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f[\u2026]<\/p>","protected":false},"author":10,"featured_media":2394,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":4,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[240,261],"tags":[],"class_list":["post-2389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-economics","category-italy"],"_genesis_description":"Discover how Italy\u2019s national payment system empowers small businesses to go digital\u2014no costly software needed. Learn proven strategies, EU policy insights, and real owner stories.","_links":{"self":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/comments?post=2389"}],"version-history":[{"count":1,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2389\/revisions"}],"predecessor-version":[{"id":2395,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/posts\/2389\/revisions\/2395"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/media\/2394"}],"wp:attachment":[{"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/media?parent=2389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/categories?post=2389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doineurope.com\/zh\/wp-json\/wp\/v2\/tags?post=2389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}